how long does it take a bank to find out if a check has cleared?

Answer 1

It depends on how often the place that you wrote the check to makes their deposits.
10 days is standard. 1 week for the business to get it to the bank and 3 to clear it.

Answer 2

The availability of funds is governed by Regulation CC of the Federal Reserve Board and Part 34 of N.Y.S. General Regulations of the Banking Board. Funds availability generally depends upon three characteristics: a) Where the check is drawn (e.g., local or out-of-town institution), b) Dollar amount of the deposit, and c) The issuer of the check (e.g., governmental units or private sector). Financial institutions are required to post a notice of its funds availability policy pertaining to consumer accounts in each location where its employees accept consumer deposits.

Long story short it varies upon your banks regulation the average time is 3 - 10 business days.

Answer 3

normally takes 1 to 2 weeks (if its a large check it may take a month)

Answer 4

it can take up to 15 business days but usually 3 days or less