Trying to move out parents house need help?

Question

I wanna move out my parents house but i am up to my neck in debt like doctor bills and student loans.I have a decnt job (for a channge) But I dont have any CC and my credit ois not good cuz of the bad job market. Is there any good way or ways to save money and plan to pull this off by maybe spring? any ideas?

Answer 1

Safe, safe, safe! You need to have money in the bank, enough to live on for a couple of months plus the rent for the same time.
Otherwise you better stay where you are,

Answer 2

The most important thing to do is to buget and organize your bills. Gather up all of your bills and see exactly who and what you owe. Then take a new notebook - label it budget and start there. Put down all of your expenses for the month and see where you stand. Then contact your bills that you owe and set up reasonable payment plans that you can afford each month. Don't forget to include savings. Pay to a savings account each month as you would a bill. With time your savings will build up and your debt will go down. Depending on how much you owe and how much you are able to set aside, that will tell you when you are able to move out and afford it. If you move too soon you will only aquire more debt and screw up your credit even more. If you need further assistance with all of this - your community should have a Consumer Credit Agency. It is an agency that is free of charge and they will help you with things such as budget planning, debt management and even help you with creditors if they are contacting you. You can usually find them in the phone book. Don't be fooled by ones that offer to help for a cost. There are plenty of free services out there done by non-profit organizations. Hope that helps and good luck.

Answer 3

Make yourself put x number of dollars back a week, no matter what and make arrangements to pay off your old bills. Make the payments amounts you can comfortably make.