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I don't really want to live with parents until they die.

2006-10-02 11:37:43 · 15 answers · asked by wave 5 in Politics & Government Other - Politics & Government

I'm talking about in the UK, house prices are a joke. The government has said they would build affordable (ie not a rip off) housing, but I haven't seen any yet.

2006-10-02 11:44:28 · update #1

I have a job and have a university education also whats the army have to do with affordable housing.

2006-10-02 11:48:19 · update #2

15 answers

My family live in a two bedroom town house in the midlands.

It was built in 1920.

It's worth 125,000 pounds.

That is plainly ridiculous.

You, and I, have no hope.

2006-10-02 11:43:26 · answer #1 · answered by Anonymous · 2 2

To everyone saying "get a better job" it's not as simple as that. The cheapest flats in London need a household income of at least £40,000 to begin to afford them. But the average salary is nearer £25,000 with a lot of people earning less.

The problem is that in the 1980s the country - normal people, not just the government - embraced the property market big time. Council housing, nurses homes, etc were sold off. And the limited remaining 'social housing' is now reserved for people in the greatest need, which means many normal people don't qualify for it. It's a mess.

Housing generally gets more affordable the further you get from South East England. So if you can move area, that's worth considering.

In London and the SE there are now shared ownership schemes subsidised by the government, aimed at people who cannot afford to buy outright on the open market. For more information see http://www.housingoptions.co.uk.

Another option is to buy with someone else - a friend, relative, work colleague - it may be that with 2 people you can afford a 2bed flat whereas neither can afford a 1 bedroom.

Good luck!

2006-10-02 12:00:30 · answer #2 · answered by Bridget F 3 · 1 0

The government only build cheap and affordable housing, often resulting in undesirable areas, that contain unruly kids and heavy crime.

You will be very lucky to find a council flat that is not situated in a rough council estate, and if you do discover one that is currently unoccupied, you have to give a 150% excellent quality reason, why this flat should be let out to you.

You can always save up and rent private or think about getting on the property ladder.

2006-10-02 11:45:39 · answer #3 · answered by lonely as a cloud 6 · 1 0

Ask your local housing association about Shared Ownership properties. I have just moved into one. It's value is £115,000.00 but the housing association own 50% of the property, and I own the other half. You can, over the years buy a greater share of the property, with a view towards owning the place outright.

I don't exactly earn a king's ransom in my job, but this is one way of getting a foot on the bottom rung of the property ladder.

It's worth looking into you know, so less complaining and more action. You never know what may happen. it could be worth your while.

It's never too late. I'm over 40.

2006-10-02 12:38:13 · answer #4 · answered by TrueBrit 3 · 0 0

This question has been asked to nearly all governments round the world. The answer was more or less always the same : Either there was none or they pointed to some few houses built fifty years ago or to projects to get carried out after the next three to five decades passed.

2006-10-02 12:01:06 · answer #5 · answered by Anonymous · 0 0

They do build some affordable housing but usually its limited for people who live locally already.
Housing in the UK is a joke right now. Renting is chucking money away, buying is extortionate, I dont know the answer, but I feel for you.

2006-10-02 11:53:28 · answer #6 · answered by Anonymous · 1 0

Why don't you do as I did, get a job, get an education, and grow up to be an adult. You don't need the government to build you living space. If you really want that, join the military. They will build for you, cook for you, provide travel for you, and lots more. But you don't sound like the kind of person I would want watching my back.

2006-10-02 11:44:43 · answer #7 · answered by James S 3 · 0 2

Since when is any government responsible for building "affordable" housing ?

2006-10-02 11:41:08 · answer #8 · answered by Anonymous · 1 1

The only people who live in governmental housing are those that are poor. "Normal" people should be able to take care of themselves. I don't mind helping out the poor until they are able to take care of themselves, but I DO mind taking care of those who make a lifestyle out of government assistance or whiners like you. How about you put your mind to it and get your own place and stop mooching off of your parents? Hmmmm...How about a second job maybe for starters? How about making priorities like maybe saving money to move out instead of going to the movies or driving to Toronto to see a ball game (don't ask!). If you want to move out on your own,YOU need to figure out a way and stop hoping the government is going to help you do it.

2006-10-02 11:47:30 · answer #9 · answered by Anonymous · 0 2

What the government call affordable and what we call affordable are two completely different things!

2006-10-02 11:47:55 · answer #10 · answered by mistickle17 5 · 1 0

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