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It's a bar and grill - a sports bar, really. I'm doing an econ project, and I need to know how much insurance (health, workers' comp, general liability, liquor liability, etc...), liscensing (billiards, liquor, whatever), and any other technical things cost.

Please help me. I've called insurance companies, and I've been shut down everytime.

2006-10-01 12:18:13 · 2 answers · asked by bezi_cat 6 in Local Businesses United States Boston

2 answers

Check one of the Small Business Development Centers (also called SBDC - there are several across the state, including one at B.C., linked below) to see if they have the information available for you. They help businesses get started in the Commonwealth, using both state and federal funding, so they have a lot of data and information for starting and managing many different kinds of businesses.

The SBDC probably has "property and casualty" (a.k.a. "business")insurance people on staff or associated instructors who would be willing to discuss the different kinds of insurance you would need and the associated costs.

Liquor licenses are awarded by the town where the sports bar would be located. Costs may vary by town, but I know that there is usually an application fee and also an annual fee (fees are a big source of "non-tax" revenue). I've included a link to the Cambridge licensing board in the Sources below.

Good luck!

2006-10-02 02:10:21 · answer #1 · answered by Job Search Pro 5 · 0 0

I can tell you that in California the workmans compensation can cost between 2% and 20% of the gross payroll depending on the risk. Health which is optional depends on what percentage you will pay. It can easily cost $100 per month per person.

2006-10-01 12:23:48 · answer #2 · answered by Barkley Hound 7 · 0 0

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