I was involved in a car accident with a bicyclist. On the police report she was at fault and the only one cited. However my insurance company now says I am 50% at fault. Does this sound right? Can you please advise as to what is the best thing to do?? thanks!
2006-09-27 05:24:38 · 5 answers · asked by Derick Graham 2 in Politics & Government ➔ Government
It should be on your Motor Vehicle Report (MVR) as a not-at-fault accident. You still are going to be surcharged on your policy though. It sucks how insurance works, but that's how it is.
I think you need to get more info on what exactly they mean you are 50% at fault. Also get them a copy of that police report if they don't have it, and let them know you were not cited.
I live in FL.
2006-09-27 05:27:27 · answer #1 · answered by darcilynn83 4 · 0⤊ 0⤋
I don't think so. Take a copy of the police report to your insurance company and tell them to show you the contract or papers where it says is always 50% fault on victims.
2006-09-27 05:30:18 · answer #2 · answered by indomable1 1 · 0⤊ 0⤋
You will need to check with you state insurance commissioner the number should be in the phone book. If your state is a contributory state it means that whatever percent of the claim that you contributed to causing it to happen you will be liable for,
2006-09-27 05:27:45 · answer #3 · answered by lovepat5808 2 · 0⤊ 0⤋
A bicycle hit your car? I doubt it. If you hit a bike, no matter what the police say, you should take responsibility and pay them for their damages. I was hit as a kid and the person had the same attitude as you.
2006-09-27 05:28:26 · answer #4 · answered by ngrimmm 2 · 0⤊ 0⤋
How old are you? (I know your innocent) How many citations have you had? If you think is not correct, don't cry, go and find out!!
2006-09-27 05:28:25 · answer #5 · answered by alfonso 5 · 0⤊ 0⤋