2006-09-22 09:15:58 · 10 answers · asked by joe s 1 in Business & Finance ➔ Investing
Max out on a Roth IRA first - then go for the real estate.
2006-09-22 09:18:42 · answer #1 · answered by RT 5 · 0⤊ 0⤋
Real Estate of course because of the leverage and appreciation. Real Estate takes more effort as you have to treat it like a business where with a Roth IRA you just make a deposit.
Since real estate requires more effort there is an inherent risk. So it would all depend on how much effort you really want to put into the investment.
2006-09-22 09:59:56 · answer #2 · answered by Charles F 2 · 0⤊ 0⤋
Roth Ira all the way. You have far more flexibility with a roth than with realestate. With the softening of the housing market, I'm not sure realestate is a good thing to be starting into right now. I'm not even sure buying a house right now is a good idea.
There are more spec homes on the market right now than has been since about 1972. Its turning into a buyers market. Wait about a year it and its going to be a slaughter.
Where as with a roth if you think the sector and what ever that your in, is going to go soft, you can get out and move some place else with a phone call. Beat the hell out of hiring a realestate agent and waiting for escro and titles searches and bla bla bla then of course you need a quilified buyer who really can get financing and who wants your property.
Yeah I like the roth. The tax break you get when you retire, is super on a roth. Yes I know there are tax breaks on realestate too. But I still like the roth.
2006-09-22 09:26:45 · answer #3 · answered by john d 3 · 0⤊ 0⤋
A Roth IRA is not an investment. It is an account which you put investments into.
Believe it or not, you can actually invest your IRA money in real estate.
2006-09-22 09:22:18 · answer #4 · answered by derek 4 · 0⤊ 0⤋
If you didn't know, you can put real objects into your Roth account. This includes real estate, coins, gold, baseball cards etc. A represent of the person running the Roth will explain how to do it. If you still want to do real estate, without the hassle of contacting a representative, buy REITs or REIT ETFs as you would stocks.
2006-09-22 09:29:00 · answer #5 · answered by gregory_dittman 7 · 0⤊ 0⤋
a roth IRA is better if you have less money.
Real estate is better if you have a lot.
Why?
There is a limit you can put into a ROTH.
See Senator ROTH who created the option to save your own persoanl disposable income.
2006-09-22 09:49:20 · answer #6 · answered by stratum corneaum obliques 2 · 0⤊ 0⤋
with the real estate market likely to go sour, I would go with a roth but choice your investments in the Roth very carefully.
2006-09-22 09:19:10 · answer #7 · answered by Anonymous · 0⤊ 1⤋
In a self directed IRA you could actual shop especially lots any form of asset you could think of of (even a race horse in case you could think of that). With some exceptions of direction, case in point you could’t shop any form of playing bets like lottery tickets in it. So the cost ticket from the race the pony is in isn't eligible. life coverage rules are additionally a no no. Gold bullion would be ok besides, yet collectables like gold funds and baseball enjoying cards are out. I’m undecided of the superb technique to open a self directed IRA. yet i be responsive to which you will could designate somebody to be the custodian or caretaker of the account.
2016-10-01 06:22:48 · answer #8 · answered by ? 4 · 0⤊ 0⤋
It depends on a few things like: how much money do you have to invest, do you like rental properties, fixer uppers and flip it, land speculation and more. However, you can make money by appreciation, depreciation, rental income and equity. If you do it right you won't need to worry about IRA, REIT's which in my opinion are ok if you're not in a hurry to see a large profit.
2006-09-22 16:34:16 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Max out ALL IRA's first. Then, if there's anything left, consider other investments.
2006-09-22 09:19:13 · answer #10 · answered by Anonymous · 0⤊ 0⤋