where do you look to find out who holds the mortgage on a property?

Answer 1

County registry office. All real property mortgages must be in a writing, duly executed by all parties, and registered in a public mortgage registry. If not, it is not a valid mortgage. (though it may still be an actionable debt, but would require much more legal effort and expence to enforce the debt). No mortgagee ($ lender), would fail to register the mortgage.).The registration is public and can be examined and copied by anyone. (usually after paying a noiminal fee).
Dan.

Answer 2

Records in your county courthouse, the the County Clerk's office. However, sometimes a bank will file a mortgage on a property and then sell the loan to another lender and not file any assignment information on the records, so the mortgage will show up in the original lender with nothing saying who has it now. Keep it in mind.

Answer 3

Cheap hard way: Find the name of the owner thru the tax collector or assessor's office or web site using the address. Then go to the property recorder's office do a name search for a mortgage the owner has given; or for a deed to the owner if they've assumed a mortage & then repeat for the prior owner until you find the mortgage & then check the mortgagee's name for any assignments of it.
The quick, easy & expensive way. Have a title company or attorney do a search & pay them.

Answer 4

Your local Register of Deeds office should be able to help. They have a record of owners on all properties and will have information on the "Deed of Trust" which is the lien on real estate properties.

Answer 5

Department of Assessment and Taxation to find property owners. To find the actual company, not sure.

Answer 6

usually your county website has tax listings to show who either owns the property or who resides there.