Are they more evil than your average run of the mill bank? Are they quicker to take advantage of their customers than any other bank in America? Do they make "America" seem like a pejorative?
2006-09-19 20:16:37 · 14 answers · asked by Matthew S 2 in Business & Finance ➔ Personal Finance
I have had two accounts at BofA since 1978. I have never had a problem and always gotten very good customer service. I am never charged to speak to a teller lol. I have a free checking account and free checks, free overdraft coverage and can access and transfer funds back and forth and get my balances and what has cleared 24/7 by phone and I am never charged for this. What kind of acounts do you have?
2006-09-19 20:28:41 · answer #1 · answered by Island Queen 6 · 1⤊ 1⤋
What do you define as Evil . Every bank has it polics/rules.It up to you to use America banks or not.If you are not satisfied with their rules you look for other banks that suit your needs period
2006-09-19 21:33:44 · answer #2 · answered by R.I.A 30 1 · 1⤊ 0⤋
I have noticed that the Management has deterirated in the past year or do. Some "executive" - in charge of Branch Operations is running on one cylinder and is getting away with it, Perhaps he is the CEO's son in law? It is a pity to see it go down the tube.
2006-09-19 20:48:44 · answer #3 · answered by fatsausage 7 · 0⤊ 1⤋
No, I'm a long time customer and never been charged to speak to a teller. FYI: For overdraft protection, open a savings account with them and link your checking account to it. If you go over, they will automatically move money from your savings account to your checking account for $5 fee.
Banks in general make most of their money from fees, ATM withdrawals and such.
2006-09-20 04:56:19 · answer #4 · answered by Steve R 6 · 2⤊ 0⤋
Hell yes I had overdraft protection with them and was over my account by 5 cents 1 nickle and the bastards let every check I wrote bounce I ended up owing them over 5 hundred dollars. I sat with bank managers and even wrote letters and they still would not budge. yes I went over my available balance but damn by a nickle I feel they should have been a little more understanding I was a customer for over 5yrs
DON'T DO IT THEY ARE ALL ABOUT THE MIGHTY DOLLAR. THEY HAVE MORE FEE'S THAN A CHURCH HAVE COLLECTIONS ON SUNDAY
2006-09-19 21:11:46 · answer #5 · answered by clevertrip1274 1 · 0⤊ 2⤋
All loan institutions down to the smallest banks are owned by Republicans so therefore yes, it is evil, hardcore evil, straight form the heart of the devil evil.
2006-09-19 21:46:43 · answer #6 · answered by Anonymous · 0⤊ 2⤋
LOL. I do have a BofA account because they gave me $100 to open it. But I'd say their customer service for the little guy is FAR below the industry standard. If, however, you have a spare mil to invest, they'll treat you like gold.
2006-09-19 20:20:54 · answer #7 · answered by ? 6 · 1⤊ 2⤋
personally,i detest b.of a.,they suck! i had a hard time closing accounts with all sorts of b.s. charges unlike any other banks. so i feel proud (as the common man against the evil banking and credit conglomerates) being able to influence their prey by stating,b.of a sucks! go elsewhere.
2006-09-19 20:30:20 · answer #8 · answered by Anonymous · 0⤊ 2⤋
Never had any problem with them ! Been banking with them
forever and I would not consider changing.
2006-09-19 20:27:00 · answer #9 · answered by dogpatch USA 7 · 2⤊ 0⤋
cit is the most evil bank in the world the dont have ethics
2006-09-19 23:12:58 · answer #10 · answered by ? 3 · 0⤊ 1⤋