when your in a chapter13 is it true that it is law that a mortgage comp. can not send you out statements?

Question

i was told by my mortgage company which is option one that it is the law for them not to send me out mortgage statements because i am in a chapter 13 bankruptcy.

Answer 1

Some brilliant bankruptcy judge ruled that sending loan statements to people in bankruptcy was a 'collection attempt.' REAL collection attempts may not sent to persons in bankruptcy, but people should be able to get information on the status of their loan, especially their mortgage loan.

I think you can sign a waiver or have your attorney request the statements for you until your bankruptcy is discharged.

Answer 2

All correspondence from creditors must go through the court appointed trustee and in accordance to the repayment plan approved by the court and the creditors. To learn more about bankruptcies in the US here is the link for bankruptcies from our research department.
UNITED STATES BANKRUPTCY INFORMATION:
http://www.uscourts.gov/bankruptcycourts.html
Buena Suerte

Answer 3

this is true...