This means that people on the bottom of the socioeconomic class rank will have a harder time to make it. In many instances, including mine, I am a first generation college graduate and my family is poor, should this be used as a fair judge of a persons propensity to do a job or commit to a career?
2006-09-18 11:04:29 · 6 answers · asked by ragajungle 2 in Politics & Government ➔ Law & Ethics
I think it is a very bad idea.
I think that people with good credit do tend to be more responsible people but I also know that people that have money or access to money tend to have better credit because they do not need to use their credit for dat to day expenses.
Some jobs may have a better time being filled by people with good credit but I think a company should have to pay you to do a credit search on you. It is private info that if they do not give you the job then they know your private info.
I think the rule should be that they can require only the individuals they offer the job to to do a credit search. And they must say what they will accept of not accept prior to doing the search and then you can say NO or Yes to the search to either Accept the job or not accept the job.
2006-09-18 11:15:58 · answer #1 · answered by CTM 3 · 0⤊ 1⤋
Since when does poor equate to a poor credit rating? The ability to know limitations and honor commitments is a common thread that will run through the entire fabric of a persons actions.
2006-09-18 18:38:43 · answer #2 · answered by ohmy 1 · 1⤊ 0⤋
Of course its fair, being rich or poor has nothing to do with it. A person who has bad credit is usually not responsible, can't manage assets. Being poor is no license to default on debts. Live within your means.
Note: some auto insurance companies check your credit also, if bad credit rating your cost increases, why shows a person who doesn't care
2006-09-18 18:19:10 · answer #3 · answered by retired_afmil 6 · 1⤊ 0⤋
I think in a perfect world this wouldn't occur, but I think there is value to it, escpecially in certain positions. I think it impacts individuals on a lower socioeconomic class, however not to the extent I think you think it does. You go on an interview before your employer will check your credit, and I feel people underestimate the power of a solid interview.
2006-09-18 18:10:55 · answer #4 · answered by Blankito 2 · 0⤊ 0⤋
it sucks...and I feel for you, I'm kinda in the same situation...well not the "family is poor" part, but we still go through hard times and as either individuals or as a collective group, we've made bad decisions...but the ones responsible for that is not society...or anyone else but ourselves. So is it fair? Well beyond it being fair or unfair...that's life
2006-09-18 18:14:51 · answer #5 · answered by yogurtsoju 3 · 0⤊ 0⤋
Some things in life are not fair.
2006-09-18 18:07:10 · answer #6 · answered by Goldenrain 6 · 0⤊ 0⤋