can an emploier not hire you cause of your credit report?

Question

applied for a job passed all of the skills and background check and the reason for not hiring me was my credit

Answer 1

If you were applying for a position that was in management or dealt with finances (cashier, accounting, finance, payroll, controller, etc....) this is a reasonable criterion for the hiring manager/HR to base his/her final decision upon. If you have horrible credit, you are at more risk to steal or funnel money through theft, credit card scams, or funny accounting tactics. If they had not done this investigation and you stole money, they would be liable for NOT performing a full background check and their insurance may not cover the loss.

However, if you were applying for a position that in no way dealt with money, credit cards, or finances (garbage collector, jr receptionist, etc...), this is reasonable grounds for discrimination/privacy issues that should be brought up to the labor board.

But most likely you probably signed an FCRA form releasing them to run your credit/background when you filled out your application, which released them to run whatever they want. You wouldn't have any legal ground at this point. If you didn't like the wording in the release, you should have brought it up at the time before signing it. Most blanket FCRA releases include wording about DMV records, credit reports, etc.

Answer 2

YES they can. Bankruptcy is not the same as a bad credit report and an employer can use a credit report as part of the hiring decision. It is not against the law. If they do not hire you because of what is in your credit report, they have to tell you.

Answer 3

How approximately by way of fact the enterprise is pondering hiring you? A credit record is a sturdy indicator of what form of person you're. Do you pay your expenses in a well timed way, or will you're taking an criminal accountability and set it aside in case you sense like it? They examine your credit record presently while your vehicle coverage is coming due, and a unfavorable credit record will boost your fee. sure, that is criminal. No, your credit record isn't inner maximum and guarded. that's an argument of public checklist, and a attainable gadget for comparing people in many circumstances. Landlords can and do examine out it, alongside with any enterprise finding to make larger credit to you. stay with it.

Answer 4

Unless it is based on the limited list of illegal reasons, they can decline to hire you for almost any reason they think matters. And credit could matter if you are to be in a position with some potential financial exposure/liability or just because that would put you at odds with what the company thinks matters in a trusted employee.

Answer 5

yes. usually it's localized in the financial field more than anything else. most places won't really care about your credit score so long as there are no major problems on there. credit does show responsibilty and if you're credit is bad it lends people to think that you'd be more inclined to do shady dealings in order to make extra money. but for the most part you can lose your job bcuz of your credit. though it's rare it can happen.

Answer 6

Yes, in some cases, a bad credit check could affect the outcome of an interview. The company wants to know if your secure and solvable before they entrust you with cash and/or trade secrets.

Answer 7

definitely. Your credit report is just as important as the skills you have for the job.

Answer 8

No, this is called discrimination. I was hired after filing for bankrupcy so I know this for a fact.

My question to you: Do you really want to work for this employer if that is the way they are treating you before being hired???

Answer 9

depends on the job- good credit shows responsibilty

Answer 10

Are you sure it was not because you spelled your name incorrectly? Employer not emploier.