Filing bankruptcy on someone elses mistakes?

Question

What do I do? I have to file bankruptcy because my dad got credit cards in my name, and used them and only paid $20 for each bill, ive already filed but they still need my bank statements and paystubs, but i dont have all of my paystubs, and the place im filing with will have to pay a fee to get them, but the thing is, the court appearance is sept 25th, should i call to get an extension? i dont know what to do.

Answer 1

This is identity theft and you should report it to the police and the credit bureaus. I know it sucks to have to go after your dad like that but a bankruptcy will haunt you. He broke the law when he got credit cards in your name. There is no reason for you to be the one stuck cleaning up the mess.

Answer 2

i dont think you need ALL your paystubs, just a few. you also need copies of your tax returns. i would file for an extension. if everything isnt perfect, youll have to go back anyway.

Answer 3

You should be able to use IRS returns. The last 2-3 years should be sufficient, along with your most recent pay stubs.

Make copies, not the originals. Just have the originals in hand.

Answer 4

r u sure u have to file? it's hard to get homes and cars or if u have a home it's hard to refi. u should call like those get outta debt quick numbers i'm sure u can lower ur payments and put it all into 1 payment. u should look at all ur options first.

Answer 5

You don't need to file bankruptcy. You need to file fraud charges against your father. I know it's tough, but you MUST do this. He's ruining your life; you need to take it back and make HIM pay for what he has done.

Answer 6

get a credit history report to make sure you know everything that is on your report and if it isn't yours you need to find out who made the bill.

Answer 7

try getting a loan