My wife and her sister's social security numbers were switched by accident when they were very young. My wife has maintained almost perfect credit with several cards, successfully paid off loans, etc. While she doesn't have excessive debt, my wife's sister has had no credit cards or anything on her credit history.
How can we switch their credit history and social security information? Who do we go to and where do we find them? The numbers themselves were switched already; that was the easy part. Are we going to need a lawyer, and if so what kind?
Thanks for any help you can offer
2006-09-17 06:40:16 · 6 answers · asked by bla 2 in Politics & Government ➔ Law & Ethics
Let me add that their numbers WERE in fact assigned to them at birth, but their parents lost track of the cards and mixed them up somehow. It took until my wife was 25 for anyone to notice this, and she'd been employed with this company for 3 years already.
Please don't insult me by insinuating that I'm here to learn how to scam the system.
2006-09-18 02:43:56 · update #1
That's an interesting story. I assume you are talking about the USA.
Wrong social security number information can be corrected, although it may take some time. You will almost certainly have to submit to the three credit agencies and to your credit-card issuers an explanatory letter from your Social Security office.
You can look up "Social Security Administration" in your local telephone book.
Usually a mismatch is noticed by the IRS and notified to an employer. Also, tax returns have been verified as to social security numbers of all taxpayers and dependents for the past several years. It's astonishing that you have not heard from them. Perhaps the names are similar. Discrepancies of last names of a spouse are often ignored on the assumption that they changed by marriage, but not first names.
The situation in other countries, especially the UK, is quite different. Errors there can go unnoticed for years. Decades even. And if you didn't save your P60 (like a W2) you could be out of luck and lose pension credit.
2006-09-17 08:30:50 · answer #1 · answered by Anonymous · 3⤊ 0⤋
I don't understand what you mean when you say the numbers were switched. A name is assigned a number... what is the problem with your wife using the number she has always used, and the sister using the number she has always used?
To me, there is something not quite clear about your question. Honestly, it makes me wonder if this isn't a request for advice on how to pull off a scam.
Can you be more explicit as to the problem?
2006-09-17 06:57:29 · answer #2 · answered by y_nevin 2 · 2⤊ 0⤋
The social security administration has offices that deal with this. Forget about credit history. Believe it or not, but you do not own your credit history, the credit cards own your history. Best to leave it alone or face a perpetual nightmare.
2006-09-17 06:48:45 · answer #3 · answered by waplambadoobatawhopbamboo 5 · 1⤊ 0⤋
Morre iomportant, make certain your wifes work history and social security credits are right with the ss administration, otherwise she may lose benefits.
As to Credit companyes, you have the right to consest anything on the report and if they dont change it have your explaination added to the report.
2006-09-17 06:47:02 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Ben Franklin, George Washington, Thomas Jefferson, Hitler, FDR, Stalin, Bush, Obama... monetary disaster is a symptom of imperfection...which calls for some style of substitute. Its not a celebration difficulty its a human difficulty.
2016-11-27 20:16:51 · answer #5 · answered by Anonymous · 0⤊ 0⤋
first place it not legal get a lawyer. second call the social security admissioner and let them know that someone using your social security number. call the credit bureus
2006-09-21 03:20:13 · answer #6 · answered by Anonymous · 0⤊ 0⤋