2006-09-16 16:51:57 · 11 answers · asked by Sherine 1 in Business & Finance ➔ Investing
Go to a realtor and ask them for a referral. Realtors have a long list of friends who can help you. Also, dont take No for an answer. Keep asking every lead you can get your hands on. Once you find a good deal, try to find another and get them to compete over you to get the best interest rate for you. A realtor costs you nothing when you are trying to buy a home so use a realtor for the purchase too. They can make sure you dont get your head ripped off at closing and that your home is not a lemon. Good Luck!
2006-09-16 16:55:02 · answer #1 · answered by rdm7672 2 · 0⤊ 0⤋
Go to your bank and apply for a loan. That's the simple answer...
If you are looking for a bank loan, they will take into account your credit history with the bank, and credit rating.
So, before you ask for a loan, you need to know as much as they do about your account history. Are there any indications that you won't be able to pay back your loan? If so, you will need to think in advance as to how to justify your request for a loan to a bank.
Whilst many banks use automated systems to decline or accept loans, often in marginal cases the banker can over-ride the system, therefore it is worth getting your story straight before requesting a loan.
After all, you should never request a loan if you really think you do not have a realistic chance of paying the sum back.
2006-09-17 00:00:56 · answer #2 · answered by everyoneisslow 2 · 0⤊ 0⤋
Go talk to a mortgage lender in your area..... stay away from those on-line services.... pick someone local who has been around for a while and has a good reputation. They will tell you how much you are qualified to borrow. I have found that mortgage brokers are usually easier to deal with than banks. If you are unsure of which mortgage company to go to ask a real estate agent... they deal with these people all the time and have a good idea of which ones are the most competent.
2006-09-16 23:57:49 · answer #3 · answered by lowrider 4 · 0⤊ 0⤋
There are a lot of first time homebuyer financiing options. A good realtor will know of some, so will a good bank or mortgage broker.
2006-09-16 23:55:08 · answer #4 · answered by Anonymous · 0⤊ 0⤋
go to the bank and ask for a loan! It is based on your credit score, not whether or not you have purchased a home before.
2006-09-16 23:53:48 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Ask them. Having good credit and a good job history helps.
Here is some first time buyer Faqs: http://www.hud.gov/buying/comq.cfm
http://homebuying.about.com/od/howtobuyahome/a/firsttimebuyers.htm
2006-09-16 23:52:56 · answer #6 · answered by Anonymous · 0⤊ 0⤋
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2006-09-17 20:09:22 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Go to your nearest bank and approach Branch manager. He will guide you.
2006-09-17 02:27:49 · answer #8 · answered by pramod p 1 · 0⤊ 0⤋
Talk to your realtor. They will have all of the contact people you need to meet to make your new home happen. Good luck!
2006-09-16 23:53:23 · answer #9 · answered by Stuart 7 · 0⤊ 0⤋
ya go in there and tell them you want a mortgage and they will do a credit check and see if your approved... and that's it.
2006-09-16 23:55:04 · answer #10 · answered by ? 7 · 0⤊ 0⤋