That is I need someone who can help.
2006-09-14 19:21:30 · 9 answers · asked by Sami N 1 in Business & Finance ➔ Personal Finance
noone is going to assist you for free.
The only thing that I could suggest is if you have extra payments that you DONT need, (ie. boat, motorhome, cable, ... anything but water, gas, electric, house payment/rent, car, and insurance) then cut some stuff off, sell things... live within your income.
If you just have a few things that you need help with, and own your home, you could always refinance... assuming that you have the equity to do so. If you choose this option, do not use an interest only loan... this is stupid, and alot of times, you will owe MORE than you originally borrowed, never paying off the house. Stick with a traditional type mortgage, that is 20-30 yr. Do not go with the 40 yr mortgage because the payments are only about $10-$100 cheaper per month depending on how much you borrow... you will save countless $$ by cutting 10 yrs off of the loan. One more thing... Pay it off before the maturity date, this will save you $10,000+ if you make a good habit and pay more than the statement says per month.
You obviously are not stupid because you did spell everything correctly in your question, and if you do not have a job that pays enough, then you should be able to find one that meets your financial needs.
Good luck.
2006-09-14 19:35:24 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I know there have been times in my life that thinking I could pay someone just to help me out "right now" sounded like the best thing on earth. It doesn't happen. And I'm really sorry to say that, but anyone who is willing to help you "right now" is going to charge you an exorbitant amount either financially or emotionally. I know it seems like with ther excess of wealth in this world and the fact that we could all use a helping hand once in a while, it should happen, but it doesn't. My advice is get rid of every excess thing you have to limit your spending to a place to live, water, utilities, food - nothing new and see if anyone you owe can put you on a managable payment plan that you can afford. Credit card companies talk very tough, but when THEIR backs are against the wall, meaning getting a little something from you vs getting nothing from you? They can be flexible. If you're working full time is there anyway, any way you could wait tables 10 hours a week and put ALL that towards anything you owe? Doing that for 2 months could give you the break you need.
2006-09-14 20:10:39 · answer #2 · answered by Sidoney 5 · 0⤊ 0⤋
Aside from family, friends or relatives I can't forsee many people willing to help you finacially without some kind of return.
Maybe you need to ask yourself why it is necessary to look to other people to ease your financial burdens and why you are not taking full responsibility for your own financial predicament?
2006-09-14 19:49:02 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It definetly seems such as you're suffering, my advice to you is to look at different states the place you will get the comparable look after your toddlers ailments besides California. CA is an exceedingly costly state to stay in. so which you would be able to think of the posibility to circulate to a decrease priced city to stay in and get yet another job in keeping with risk which will pay a splash greater. you could make it with one earnings and your spouse whilst nevertheless at homestead can take online classes and alter right into a self employed individual if she desires to paintings section time from homestead.
2016-10-15 00:37:17 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Im afraid that you cant solve your problems by looking for someone to help you...no one will unless its family who are prepared to just give you money.
Anywhere else will charge you interest...and loan sharks will rip you off.
Why dont you get another job and work evenings to help YOURSELF, then get advice on how to manage your money better so that you wont end up in trouble again.
2006-09-14 23:10:36 · answer #5 · answered by hoarfen 2 · 0⤊ 0⤋
Sounds like part of your financial problem is that you've not accepted responsibility for your own actions.
2006-09-15 00:07:04 · answer #6 · answered by derek 4 · 0⤊ 0⤋
Hi people. I am in of money. i want to buy a Trimble GPS set from USA, and a field vehicle so that I can start private surveys and spatial planning. Kindly connect me to the right people who can come to my aid.
Remmy.
2015-07-13 07:30:30 · answer #7 · answered by Remmy 1 · 0⤊ 0⤋
not a good idea you are a adult and capable of doing this yourself, make a budget and stick to it and then pay off the bills and spend carefully, you will feel much better about yourself than leaning on someone else to take care of you...........this is what adults do and you will be proud of yourself...
2006-09-14 23:32:07 · answer #8 · answered by churchonthewayseniors 6 · 0⤊ 0⤋
Look around. Remember what P.T. Barnum said, "There's a sucker born every minute."
2006-09-15 01:10:30 · answer #9 · answered by Anonymous · 0⤊ 0⤋