Please don't make judgments, just advice.....good advice...use-able advice! PLEASE?

Question

Ok, I got an apartment..things were great..bad luck set in. I needed to move back closer to family. I talked to the lease agent & she made me give a 60 day notice & I had to pay rent for the 60 days the apartment was still considered mine which was over a 2 month period & I also had to pay $1900 up front...Well..thats what I was doing until they (apartment complex people) did something stupid&cuz of them doin this my check that i payed them with bounced..got that all solved but they were going to charge me an extra $200 on top of rent.Im not made of money & my bank didnt even charge me that much for a bounced check & it was their fault that that happened (that ones a long story, dont focuz on the wrong part) So I got all my stuff out&just left. I plan on payin &everything but I cant pay all the money at once. I was gonna pay $50-$150 a month (depending on my finances)until the debt was paid off. what can they do to me cuz im not payin all up front? Any good advice would b appreciated

Answer 1

I dont know where you live but I would price a couple of lawyers and see what they would charge to to draft a letter to send to these people outlining what your plans are. A least with it appearing that you retained an attorney they may except the terms quicker.

Answer 2

You need to send them a registered letter explaining to them that you can't pay the money up front, but you're willing to pay installments as much as you can until the money is paid off.
You will be trying very hard and if that's not agreeable with them you need to see a lawyer. Charging an extra 200 is incomprehensible as not even the banked charged me that much but I will pay you. Then make a copy of the letter and keep it in case they are going to small claims court. Keep the postal receipt that you send the letter with the copy. And then all you can do is wait, If you can send them a cheque for $150, make also a copy of the cheque and write on the bottom of the letter that the cheque is enclosed. Keep all your documents together in a file so you look professional just in case.
Good Luck

Answer 3

Take a look at your contract that you signed with them. If that's what the contract says then that's what you have to do. You can always talk to them and let them know the situation that you are in, however that is why these things are spelled out in your contract. I think the amount of money is ridiculous, however if that's what you agreed to, then that's that. Also, make sure to check out how they would handle a bounced check. That should also be in the contract, because it does happen quite often. If it's not in the contract, I would ask to see where it is in writing that that's the amount they would charge. If you don't see any of the amounts in writing in your contract, ask to see it in writing, and if they can't produce that, they can't force you to pay.

Answer 4

They can report you to the three major credit bureaus (Equifax, Experian, TransUnion) and ruin your rental history. This will cause you to have trouble getting your apartment lease approved, you won't be able to finance a car, buy a house, or open any kind of credit account for the next 7 years.

My best advice to you is to keep in touch with the leasing office and make sure they always know when to expect the next payment. After you send each payment, call them and make sure the payment was received by them. You want to be very friendly and apologetic, and finess them as much as possible. If they like you and see you're making payments regularly, they won't report you to the credit bureaus.

Answer 5

Set up a payment plan agreement with the real estate company and stick to it . If you go away without trying to pay it will show up on your credit report. Years on down the road the reale estate company might sell your debt to someone else who may be more agressive about collecting it. Good luck.

Answer 6

the father made an more advantageous mistake, yet you mustn't think of of him, he's an extremely egocentric guy , if he did no longer choose you pregnant why have an affair contained in the 1st place? why stay with a spouse "he does not like a lot?" isay think of of what's on your and the toddler's maximum suitable pastime btw sure you have sinned and the place i come from we in basic terms pass on unsupervised dates after marriage as a individual who needs that may additionally assist you i say the two tension him to pay for the toddler via going to court docket in case you decide directly to maintain the toddler or pass with adoption in case you won't have the ability to be a single mom. now get a sturdy job, a extra physically powerful education , then come across a first rate guy to marry who will help you strengthen the youngster i think of that in case you had an abortion or gave up your toddler you will remorseful approximately it for something of your existence esp in case you have the potential to be a mom and furnish notwithstanding the toddler needs. do no longer even think of of the father , merely by using fact he's the youngster's organic and organic determine , it does no longer mean that he has a say in it now. he in basic terms needs to get rid of the responsiblity and look like a sturdy husband to proceed fooling his spouse and childrens . he needs to have a kinfolk amd a mistress on the comparable time and he has no plans on having a real dedication with you. end it now and then come to a determination what you decide directly to do with reference to the toddler and pass on with your existence.

Answer 7

They can sue you, get judgement and garnish your wages. But I would think you can work something out with them since going thru the court process is going to cost them more money and you are willing to make monthly payments anyway.

Answer 8

they will probably end up going to small claims court . where the judge will decide who is right. get ready and make sure you have all your paperwork together.receipts, rental contract, canceled checks so on and so forth. It is probably better to try and work it out with them than having to go through that.

Answer 9

i don't think they can do anything to you sweetie
don't know about american laws but i know in australia if you are makig an honest effort to do the right thing and sit down with them and work out paymet plan they would probably appreciate it because you're trying to do the right thing.
let me know how you go xo
Dee

Answer 10

You could consider renting the apartment to a friend or so, who could cover your bottom.