Annuity: If I invest $200k now and want an income stream beginning in 10 years, how much per year is likely?

Answer 1

This can NOT be determined Now.

You can Guarantee what you $200,000 will grow to in 10 years in a Fixed Rate Annuity.

You can get a Guaranteed rate of 5.25% for 10 years and your $200,000 will grow to $333,619.20.

However, the payout will depend on what the Immediate Annuity payouts are in 10 Years. It can be estimated using today's payouts.

What is your date of birth and what type of option do you want? For your lifetime or for the lifetime of you and your spouse. If both of you what is her date of birth.

If you take the $333,619 and pay it out for a 15 year Period Certain with zero remaining, you can get a guaranteed $2,611.74 per month for that 15 year period.

Lifetime options would be less. Provide your dates of birth.

Go to: Immediate Annuities - For Guaranteed Monthly Income for Life, Joint Life or for a Period of Time: Go here to learn more - http://www.jdsannuities.com/immediate_annuities

Answer 2

I"d suspect that your $200,000 would roughly double in 10 years (assuming a 7% rate of return).

You could then expect to withdraw 4% to 5% while growing your income and your principal.

If you were to annuitize the annuity, then your age would determine the amount of income you'd receive. I suspect a 70 year old could expect 8% income (give or take), but you'd forfeit your principal.

Answer 3

in ten years you would have about 260,000 at about 3 percent growth the annuity will let you take 5 percent a year so about 13000. a year or 1083. a month

Answer 4

That depends on your age. The older you are the more you will get as the insurance company will have to pay out for a short time