I never understood putting stuff on layaway. Do yo uget a discount? Why would I want to do this as opposed to buying something immediately with cash or a credit card?
2006-09-14 09:12:04 · 14 answers · asked by Anonymous in Society & Culture ➔ Other - Society & Culture
You don't have to make payments and it's there even if fad shoppers buy them all.
And you don't have to pick it up and take it home until nearly time to give it -- kid's can't find their Christmas presents before the celebration! Great solution to those with a small home and no good secure storage places!
2006-09-14 09:19:00 · answer #1 · answered by urbancoyote 7 · 0⤊ 0⤋
There are many benefits to layaway.
1. You don't pay interest! And there's no credit check.
2. You can change your mind and cancel without any fines (usually.)
3. You can make sure you get the item before it sells out.
4. If the item goes on sale while it's on layaway, you get the sale price.
5. It's especially helpful for holidays, special occasions and back to school. For example, you can reserve a bunch of great birthday or Christmas stuff ahead of time, and gradually pay it off. And then you don't have to hide gifts all over your house. Or you can make sure you get the school clothes you want without having to pay it all upfront.
2006-09-14 09:18:42 · answer #2 · answered by Anonymous · 0⤊ 0⤋
alot of people dont have all the money up front to pay immediately. that is the benefit of layaway. say you need a new sofa that costs $500 on sale. you only have $100 and by the time you save the money the sale will be over. you can put it on layaway, still get the good deal and yet finish paying for it months from now if you want.
2006-09-14 09:15:07 · answer #3 · answered by §eeker 5 · 0⤊ 0⤋
layaway it's like you go into the stor eyou fill up the shopping carts with anything you want except liquis,food, cigarettes.
dvds, cd's,electronic,x boxes, play stations, tv's,stereo's, jewelry, clothing of any kind,shoes, toys of any kind as lond as it is not liquid, work out machines ex., treadmills.tables, furniture of any kind ( maybe no mirrors, washcloths, towels, shower curtains, curtains, bedspreads, sheets
even vehicle tires, go back to layaway tell them you want to put these items on layaway, if you never puut anything on layaway then you give them your name and address, phone number ( can be cell phone they use your phone number to look it up everytime you make a payment.
walmart gives you 60 days to pick up that item and if it goes on sale before you pay it off they give you the sale price.
they give you a receipt and you can go in nd pay at customer service or at any check out.
how it works there is no service charge, so when they total up all items in you cart you need to give them 10% of the total price so if it totals $200.00 then you give them $20.00 or you can give them more.
so you can make as many or as little payments that you want before your due pick up date which will be in big bold print.
so that's how layaway works, but walmart is getting rid of there layaway no more layways starting dec. 8, 2006.
to make a copmplaint call 1-800-walmart or go to walmart.com, click on contact us and ask them to reverse their decision.
kmart has layaways for more info, call 1-800-549-4505 or kmart.com click on contact us and ask them to send you info on their layaway.
who does walmarts decision affect low income families of all sizes who usually use it for back to school clothes, birthdays
( can you imagine trying to pay for 6 kids b-day gifts ) and christmas ( i would hate to see how hard it will be for families of 6 trying to buy christmas gifts! ) and credit cards are not options for these families, why because mostly they are always behind in their bills and have consolidated and can not get a credit card.
elderly who live off social security, teachers and all school staff who get paid once a month, everyone nationwide state to state that has a walmart.
2006-09-17 12:07:13 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You make payments on it, and most stores do not charge interest on the price. With a credit card you're making payments, but are paying interest on the balance.
2006-09-14 09:13:29 · answer #5 · answered by Anonymous · 0⤊ 0⤋
ti is like "layclose" but just the opposite. The main benefits are being able to stretch out instead of having someone right on top of you :)
2006-09-14 09:15:18 · answer #6 · answered by Anonymous · 0⤊ 0⤋
it for, if your don't have the money, but you want it, don't have credit and want it. The store will put it in the back and wait for you to give them monthly, weekly payments to pay it off before you take it home. Its a piece of crap
2006-09-14 09:15:02 · answer #7 · answered by DB 3 · 0⤊ 1⤋
it is for buying something you cannot afford to get in one lump sum like holding the merchandise for you untill you are able to pay some places differ in the time allotment
2006-09-14 09:15:10 · answer #8 · answered by glass_city_hustla 4 · 0⤊ 0⤋
you dont have to pay for it all at once and in most places when you put something on lay away you have 90 days to pick it up
2006-09-14 09:14:40 · answer #9 · answered by Neil G 6 · 0⤊ 0⤋
i think back in the day not too many people had credit cards... maybe if you were young... now they give kids credit cards?
2006-09-14 09:14:03 · answer #10 · answered by Lipstick 4 · 0⤊ 0⤋