How about we base welfare on social security?

Question

You know, every year when you get a statement telling you how much you have paid in, and how much you will receive today, or at retirement age? Then if you need to, you borrow against YOUR social security in the form of welfare. That way, it is YOUR money you are drawing (personal responsibility) and you could choose to replace it or not. Either way, you work, or you don't get paid...just a thought, what do you think?

MELT, those are good points. Pregnancy and having children is a choice. Unsupported pregnancies are not my problem...don't get pregnant. It's possible, I am a woman who managed to not get pregnant (I'm 32). I know how social security works (and doesn't work). It's also not to say that issues wouldn't need to be addressed, like evening the playing field for minorities and women, educating EVERYBODY, reform on existing laws, and after getting rid of welfare, you take that money and spend it on those who TRULY need it (permanently, and totally disabled) Everyone else will have to find another way to support their habits (like having unsupported children)

wmcritter, private companies DO offer employment insurance, it's called 'unemployment' and it is regulated by the gov't to keep track of it. And so is social security

I see your point MELT. I also flip flop on this issue, as my brother is a quadriplegic living on SSDI and medicare. But he is also going to school to get a degree to make himself more employable, he doesn't want to waste what he still has. Poster child for keeping welfare, and for limiting it...thanks for the insight

Answer 1

I think that would not work. First of all, social security is not a government savings account. The current population pays for the current senior citizens. When there's a disruption or population adjustment there's a problem. (Like the baby-boomers). Additionally, many welfare recipients have never worked, as teenage pregnancy and the dropout rate are serious contributing factors. Under these conditions how could they have paid in?

I didn't mean to imply you didn't know how ss worked, I was just trying to note that it would cost people who may never use/get the money, opening itself up to the same criticism it has now. It's not that I don't agree with the spirit of what you're saying. I do. But I also want kids to have a second chance (or at the very least not to starve). I've always found my self a "flip flopper" on this one.

Answer 2

Any relation to Rush Limbaugh? But seriously, I agree with you that welfare is abused and it should serve the purpose helping you out when you're down on your luck, not be a permanent form of second income. But the people that would need it most are the people that despite working, don't make much of an income. So you can't really "borrow" from your social security if there isn't much in there to begin with. There has to be a way to skim off the rich folk and help the less fortunate, but without it being a blank check for those that choose not to work for years and years.

Answer 3

Oh I know do away with both seriously! What the **** ever happened to personaly responsibility? Oh and stop medicating these old ***** then they wont live as long. Im not being an *** either, I mean the old ones who are kept alive but are barely walking corpses, its pathetic, let it go, make way for a new generation and stop being a drain on society. Just do away with welfare and social security. Heres an idea ok? Instead of depending on the government to take care of you, stop using your credits cards so much, stop buying massive houses, live below your means and save your money!! If you cant buy it with cash dont buy it. Save for your retirement and depend on you to take care of you. Bunch of whiny babies.

Answer 4

How about the government not take any of my money in the first place? Give me back all of my social security money and welfare money.

Allow private companies to offer unemployement insurance. After all, private companies already offer life, house, and car insurance, why not employment insurance?

Who is the government to tell me when to retire? How about I keep my money and decide for myself, when or if I retire?

WHAT THE F*** EVER HAPPENED TO FREEDOM?!?!?! Am I the only one who believes in freedom anymore?

Answer 5

Nice though but I have to disagree. I have been unemployed 3 times in the last ten years. You go through your savings very quickly. I had a nice 401K and either had to use it or lose my home. COBRA will eat up just as much. I don't know the answer but I know most of us who are still working in manufacturing plants the future does not look bright. The benefits get less and less. Our wages are going in the worng direction as well. America's coprorate leaders are again in their robber baron mode. They all wave the flag at the right times then screw their workers as soon as they get a chance.

Answer 6

that's what maximum democrats (or in his case socialists) ultimately want. all of them LOVE the welfare state with the aid of fact then anybody relies upon on the government for each little thing and as an further bonus, government gets to regulate each factor of our lives. This of direction occurs slowly and while all is declared and carried out, they themselves stay exterior of the limitations of the regulations they have created and stay thankfully ever after (on our money). Sound wide-unfold?

Answer 7

Are you kidding? What happens when we get injured? You don't know much about how our system really works, do you? It is NOT our money. It belongs to the government & that's just the price we pay to live in this country. I think it is worth it. Your idea would drive crime rates up the wall.