The vehicle is not in my name. There is no written contract naming me the person responsible for payment on said vehicle. The situation has been nothing but a nightmare, and the individual involved keeps threatening me with police and court and is constantly disrupting my life, both personally and professionally. I can't take it anymore, so I think it's just best for me to give him the car and move on. Naturally he can't afford to pay for it either. Also, the threat of involving my family is a part of this horror show too. The relentless phone calls and appearances at all hours at my home border on insane and obsessive, and he just needs to go away. Please help me figure out what to do.
2006-09-09 20:22:23 · 12 answers · asked by lonestar217 1 in Cars & Transportation ➔ Other - Cars & Transportation
There is more to this story than you have listed here, mainly how did the vehicle come to be in your possession? If you bought the car from him, and agreed to take over the payments, even if there is just a verbal contract, he may have a case against you in court. Other factors would come into play, and the judge would have to decide who is a more credible person. If you paid him a down payment, or if you made payment on the car, and it can be proven, you may be found liable. If you put insurance on the vehicle in your name, that may also be eveidence of an agreement!
If he is trying to collect money from you, he has to follow the same rules as any other debt collector, under the fair credit reporting act. He can not contact you at work if you tell him that your boss will not allow you to accept personal calls. He can only call you between the hours of 8 AM and 9 PM. If he has violated those rules and you can prove it, you may be able to have a court declare the debt invalid!
If you just want to give him back the car, call him and tell him to come get it. Park it in a public place, and tell him that you will lock the keys inside or will leave them for him in another location.
Seeing as he has not provided you with the title to the vehicle, and you have no written contract, he could claim that you have stolen the car, so you have to protect yourself. It may be a good idea to contact the police and explain what the situation is, and ask for their assistance in returning the car.
With more information, I might have been able to give more advice!
2006-09-09 20:53:42 · answer #1 · answered by fire4511 7 · 2⤊ 0⤋
It is not a jacket or a new pair of shoes or an unopened cd. THERE IS NO COOLING OFF PERIOD!!! YOU CAN NEVER I REPEAT NEVER RETURN A CAR after you've left the lot. It takes four hours to purchase a vehicle, why did you not take that in consideration at that time. Let me guess, you wanted the payments to be 350, but with your credit the interest rate is a little high, so the best the dealership could do is extend the payments out an extra year so that you could have a payment that you liked right? Sound familiar? Enjoy your new car, you're never going to make all 72 payments, you'll trade the car in long before that and hopefully, your credit will be better.
2016-03-27 05:02:49 · answer #2 · answered by ? 4 · 0⤊ 0⤋
He is the one breaking the law, at any hint of a threat. Return it to him with a valid and credible witness. Or Better yet, call the police and report it as a vehicle someone has abandoned in front of your residence or business. when the contact the Registered owner, he will have to pick it up immediately, or they will tow it, store it, lien it, and ultimately the finance co will have to pay the fees to get it back.
2006-09-09 20:26:49 · answer #3 · answered by scummibear 4 · 0⤊ 0⤋
Not enough information given. Where are you -- what country, province, state? Facts of title, logbook, registration, insurance and relevant.
Normally one can abandon a vehicle. There may be a local law saying how. If there is a lien on the vehicle, abandon it to the lienholder. Notify the insurance company.
2006-09-09 20:26:13 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Call the police and tell them that a car has been abandoned on your property, and you want the person who owns it to remove it. Once the car is gone, get a restraining order against this person.
2006-09-09 20:31:17 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Legally if the car is not in your name and you have no contract in your name then you have no ties to the car. It also sounds like you need to get a restraining order.
2006-09-09 20:29:54 · answer #6 · answered by daddyd5150 2 · 0⤊ 0⤋
Throw it off a cliff. There's no proof you own it or borrowed it. So it wont hold up in court if he accuses you. Just hold up your story of innocence. And if he is harrasing you, then call the cops and get a restraining order.
2006-09-09 20:26:36 · answer #7 · answered by CookieMonster 3 · 0⤊ 0⤋
give him the vehicle back and tell him to show where your name is in a contract
2006-09-09 21:30:43 · answer #8 · answered by foothill4fun 3 · 0⤊ 0⤋
you need to contact the police.
give the car back, and get a restraining order against that person.
2006-09-09 20:29:27 · answer #9 · answered by anonymoususer987876 3 · 0⤊ 0⤋
Returning it why? Why do you have the car? Were you buying it from this other party?
2006-09-09 20:26:59 · answer #10 · answered by Steve 1 · 0⤊ 0⤋