How do I get this judgement off of my credit report?

Question

I recieved a judgement about two years ago in a L&T case in the state of Virginia. The landlord was granted possession of the premises but I payed right after court and I was allowed to stay in the apartment. I have heard that there is a ten day rule before the file goes to the credit reporting agency but I need to find this rule for proof. How do I get this thing off of my credit report?

Answer 1

Go to court and get copies of all the paperwork. Also, get the landlord to issue you a letter.

Answer 2

There is no such 10 day rule. What you need to do is to ask the landlord to sign a stipulation to set aside and vacate the judgment. After you get the judge to sign the order vacating the judgment, you need to provide a copy of the order to each of the major credit reporting agencies. Once that happens, it should be removed.

Answer 3

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Answer 4

A Release of Judgment should be recorded after you present proof of payment to the Court. This proof will probably require the signature of your landlord.

Answer 5

The credit report should show that it was paid but even then U might have to wait another eight years. U also have the right to add a note to your credit report explaining that it was paid.

Answer 6

as long as he's making those money it shows up on his checklist that he has a judgement an that he's on a charge plan yet whilst the debt is payed it is going to fall off yet whilst he stops paying it could survive his credit for 7 to 10 years

Answer 7

You need to find a receipt where you paid that judgment and get with the 3 credit bureau's to get it off your report.