I want to pick up the van and keys from her. Can she call the authorities on me? Yes, I know that was a stupid things to do. please help. im in Canada
2006-09-08 10:57:59 · 9 answers · asked by IluvHellokitty 1 in Business & Finance ➔ Personal Finance
You have no right to the van unless your name is on the title.
Your only obligation is to make the late payments as per agreement as a co-signer.
Stupid, not necessarly. Sometimes someone needs help getting started and you were nice enough to help. I'ts too bad payments weren't mady but you are responsible as a co-signer.
2006-09-08 11:04:57 · answer #1 · answered by pappy 6 · 0⤊ 0⤋
You'll have to make the payments if you don't want your credit to get messed up. Make the payments and tell your cousin that she needs to give the van to you. If she won't, take her to court and sue her for the van, or the payments you had to make. If you do the payment thing and she pays you back, then each month accompany her to make the rest of the payments. But I really hope you want a van, I think you are going to be stuck with it and the payments. Good Luck.
2006-09-08 18:07:09 · answer #2 · answered by nimo22 6 · 1⤊ 0⤋
If the registration is in her name only, can't think of any way you can take the van. If your name is on the registration, you can.
If I was in that predicament, and would never be, and If I could pay for the van and wanted it, I would go to the lender and tell them that I will pay the note if I can get possession.
In any event , you are 100 % responsible for the note. If you fail to pay, your credit will be damaged. Her credit must already be damaged or she could have obtained the loan.
If the lender can help you get possession, you are well off. If they cannot, you are no worse off than you are now.
They may repossess it for you. Maybe!
2006-09-08 18:13:32 · answer #3 · answered by ed 7 · 0⤊ 0⤋
Talk to a lawyer before you do anything. You were a very nice, albeit naive guy for doing this. Pick up the thing (after learning your rights) and sell it, clear the loan and provide the explanation on your credit report.
Good luck, I feel for you. That's a hard spot to be in.
2006-09-08 18:04:39 · answer #4 · answered by Lori 6 · 0⤊ 0⤋
if you are on the title and can prove she is behind in payments than it is your car too and the cops will probally let you take it.
but the smart thing is to pay the bill and take her to civil court asap so you can take the van and give it back to the dealer and get judgment for the back payments
2006-09-08 18:51:18 · answer #5 · answered by midasoffice1 1 · 0⤊ 0⤋
I would think you could legally go get it and the keys. Just to make sure call the cops and ask them. If you have to pay for it you should be able to drive it. Your cousin shouldn't have done that to you. Don't beat yourself up........you were just trying to help. Good luck.
2006-09-08 18:04:42 · answer #6 · answered by Kelli 3 · 0⤊ 0⤋
You have no right to take the law into your own hands.You think you are Bush taking over the Iraqi oil?
Unless your name is on the title you will have to go to court, prove your case and get an order. In the meantime you have to keep up the instalments,of course!
2006-09-08 19:27:49 · answer #7 · answered by Anonymous · 0⤊ 1⤋
HOPE SHE AT LEAST GAVE YOU SOME K-Y JELLY CAUSE YOUR BUTT GONNA NEED IT . YOU ARE SOLEY RESPONSIBLE .IF IT IS IN HER NAME SHE CAN REPORT YOU FOR A STOLEN VEHICLE AND PROBABLY WOULD - NICE COUSIN YOU GOT - SHE A HO ?
2006-09-09 00:27:04 · answer #8 · answered by Anonymous · 0⤊ 1⤋
hi stranger, you got had, sorry
2006-09-08 18:24:14 · answer #9 · answered by christine w 1 · 1⤊ 0⤋