Does anyone have any serious, helpful advice. I am already in Chapter 13.
2006-09-08 08:55:06 · 10 answers · asked by gdaniel_98 2 in Business & Finance ➔ Personal Finance
selling drugs or prostitution is the only buisness i know of that you can make that much money in 2 weeks without any previous experience
2006-09-08 09:01:02 · answer #1 · answered by Anonymous · 0⤊ 3⤋
if you're in bankruptcy the Chapter 13 bankruptcy "stay" should hold your home from creditors breaking down your door cause you're allowed to have one place to live. You need to ask your LAWYER about this. Maybe you can refinance to lower your payments.
Maybe count your blessings, downsizing (to an apartment even) might get you out of the high cost of home expenses for a while. Can you both work 2 or 3 jobs and tell the court you're trying to save your home by doing that, and maybe that will give you more time?
There's this guy named Dave Ramsey, a money guru, call him on his radio show and tell him your problem: http://www.daveramsey.com/radio/home/
you might also want to buy his book.
$5,000 isn't a lot, maybe you can solve this soon. They say you shouldn't go bankrupt unless you owe more than $65,000. They say that each couple is over $12,000 in credit card debt these days.
Try moneyanswers.com and also arcloan.com 1-800-arcloan for National City Mortgage in Cleveland, Ohio for refinancing.
2006-09-08 09:07:15 · answer #2 · answered by sophieb 7 · 0⤊ 0⤋
If you have equity in your home, ie, take the value minus what you owe, that = equity, then will want to try HARD to negotiate a payment plan with the bank or lender. Get a GOOD roommate, NOT JUST ANYONE. SELL everything you can... tv, sofa, extra bed, etc. ASK FAMILY for assitance... knowing you may not EVER pay them back and say Thank you!
STAY AWAY from the loan sharks out there!!! They'll take everything you have and MORE.
Oh yes, get a deposit from your new roommate!
Best wishes,
C
2006-09-08 09:37:29 · answer #3 · answered by MovetoLatinAmerica 3 · 0⤊ 0⤋
whilst lots of the solutions i've got examine listed under are what i might recommend there are a pair no person reported. Like calling lenders and attempting to get them to diminish the interest fee to a minimum of a few thing extra managable so as which you would be able to get in under administration (are you able to suspect some human beings are paying extra beneficial than 30% interest). whilst it won't artwork with a house own loan, credit card companies would artwork with you. additionally using a debt consolidater sound like an excellent thought yet while my mom used one, it confirmed up on her checklist like a foul element and he or she became into no longer able to get any form of own loan (for automobile, abode) till it became into paid in finished which became right into a pair years away in accordance to her debt plan. She discovered and outsider (pal) to private loan her the money at an excellent 7-8% fee and payed each and every thing off and has one month-to-month fee that she makes on time. it is the main needed. A credit is of income for many motives. a extra robust score will possibly get you a decrease interest while utilising for a private loan. you would be able to desire to bypass by existence by no ability needing a credit card or a private loan, or a retirement plan. you would be able to desire to maintain paying hire and by no ability have something to tutor for it or you little ones. and you will possibly finally end up a 70 300 and sixty 5 days previous walmart greeter who doesnt get to delight of their golden years because of the fact social protection is non existent or no longer adequate to assist themselves.
2016-12-12 04:55:09 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Sell things that you have that may be worth money. Ever watch "Cash in the Attic"? Sell off some stuff at auction and you may be able to raise some money.
2006-09-08 08:57:48 · answer #5 · answered by pack513 4 · 0⤊ 0⤋
You are pretty much hosed unless you have some disposable assets you can auction or sell. Work with the lender and ask for an extension and pay what you can.
2006-09-08 09:01:13 · answer #6 · answered by Niche Jerk 4 · 0⤊ 0⤋
Try out:
http://uwilmakeit.typehome.hop.clickbank.net
2006-09-10 21:35:28 · answer #7 · answered by uwilmakeit 3 · 0⤊ 0⤋
sell your car, dvd's, cd's, furnitiure, computer. Sell everything and try to borrow the rest. good luck
2006-09-08 09:04:54 · answer #8 · answered by hilarywow 3 · 0⤊ 0⤋
Have a look here.
2006-09-08 20:21:03 · answer #9 · answered by Anonymous · 0⤊ 0⤋
yard sale or craiglists
2006-09-08 15:47:00 · answer #10 · answered by Ani - kalabar girl 2 · 0⤊ 0⤋