Under what circumstances can someone put a lien on title?

Question

Specifically, who has the right to put a lien on your property title to collect fees owed? Can they only do that if you used the property to secure the loan or service? Can a lien be attached for medical bills or any judgement that might be against you?

Answer 1

Liens are a creature of statute. There are so many different kinds of liens created by so many statutes that it is impossible to list them all. Some general categories are: mechanics liens, by people who have done work to maintain or improve property; tax liens, for unpaid real estate taxes; assessment liens for unpaid special assessments; Medicaid liens, (self-explanatory) Public defender liens (if the owner's been defended by a public defender); IRS liens -- for any kind of unpaid income or withholding taxes; Maintenance liens for condominium or homeowner association maintenance fees; water & sewer liens for unpaid water bills; land clearing liens, if the county has to clean up your property; Mortgage liens, if you borrow money & sign a mortgage; & judgment liens, if someone obtains a judgment against the owner. Most liens must be in writing, signed by the lien claimant and must legally describe the property they encumber. Mortgage liens need only be signed by the Mortgagor. Some liens do not need to describe the land: IRS liens need only name the taxpayer & judgment, medicaid, pub defender, & some other liens need only name the debtor & they attach automatically to all property owned by the one named in the jurisdictions where recorded.

Answer 2

This Site Might Help You.

RE:
Under what circumstances can someone put a lien on title?
Specifically, who has the right to put a lien on your property title to collect fees owed? Can they only do that if you used the property to secure the loan or service? Can a lien be attached for medical bills or any judgement that might be against you?

Answer 3

Anyone who works on the property can attach a mechanic's lien for payment. Taxing authorities can attach a tax lien for unpaid taxes. Secured creditors (mortgages, home equity loans, etc.) automatically have a lien on the property.

Other bills -- hospital bills, credit cards, etc. cannot put a lien on the property. If you are sued and the plaintiff wins a judgement against you the courts can enter a lien to ensure satisfaction of the judgement.

Answer 4

Medical bills can be attached to the properety as a lien; unpaid owner's association dues, IRS tax liens, State and Local tax liens, any judgements of money against you in general; some states vary a bit, you might check with your local Recorder/Clerk's office

Answer 5

Liens can be Local, county, Public Utility, IRS, Mechanic and just about anyone if you dont pay up them.

Answer 6

I am believing you have been duped into believing the car had a good title and it does not. I would demand my money as the seller has not been able to deliver to you a clean title and may have been illegally operating as an unlicensed car dealer. You apparanty were not sufficiently experienced to recognize the car title was not valid.

Answer 7

Taxes and any other certified lien holder. ex: banks or any other lending institutions.

Answer 8

Generally it is people that did work on the property/house.... contractors, landscapers, what have you.

However I think just about anyone can do it. And no, you dont have to use your land as collateral to have it happen.

Answer 9

Can contractor put lean on my property without a contract.

Answer 10

Yeah it might be right