My car was stolen from dealership I had no insurance coverage at the time what should I do?

Question

The car was at the dealership getting service they had it for about two weeks when i went to get it. they said that they could no find it and that i should file a report.I had no insurance coverage at the time. So i cant claim it on my insurance what do i do ? Can I sue the dealership? the car is a Lexus SC430 2002

Answer 1

You can sue all you want, but you'll lose. the dealership isn't responsible, unless they left the keys in the ignition, or one of the dealership's employee's took it.

You are, w/o a doubt, an effing moron to not have a car like that covered tho.

Answer 2

Having worked at a dealership for 17 years I have seen this question tested everyway. Regardless of what happened to your car, as long as the dealer used reasonable care, your insurance is the coverage that is necessary. I've seen cars stolen, vandalized, burnt, and wrecked and the customers insurance was the primary coverage each time. The only exception is if a dealerswhip employee was driving it and had an accident that was his fault, and the dealer covers himself by contracually obligating the employee for damages.

Answer 3

Insurance does not cover you from car theft necessarily.So you can find another way,another route,let's say.First,state at your local police office that you had it stolen and then demand a warranty or a compensation from the dealership in order to push things up to a point that it will bring it back to you or receive some money alternatively.

Answer 4

1. Why do you have a lexus and no insurance
2. You can go through their insurance but you will probably have to get an attourny.

NEVER NEVER STOP PAYING INSURANCE!!!

It is people like you who hit me and you suck for that!

Tell the dealership you found it and get insurance on it then file a police report. Problem solved.

Answer 5

DId you sign some kind of paperwork when dropping your car off...perhaps an agreement that stated what work would be done on your car? The contracts for auto service generally are full of liability disclaimers and other pertinent language that could clear this up for you. There is a duty to exercise "reasonable care", but as to your liability, read the fine print on your service department paperwork.

Answer 6

Get a lawyer and sue the dealership. It is their responsibility to take care of cars in their custody. They have insurance for this.

Answer 7

yes, the dealership is at fault because the vehicle was in their care so you can indeed sue them. however, if the car was paid in full the state may slap you with some fines because it's against the law to drive an uninsured car. if the car is being financed, the dealer may be able to countersu you because having insurance is a requirement if you're financing a car.

Answer 8

Yes. They do have insurance. It was their responsibility to make sure your car was taken care of however get insurance because they are only responsible for so much your insurance would have covered your other expenses.

Answer 9

Lexus with no insurance???weird but to answer your question, they have to claim this against their insurance as the car was on their property and under their supervision - this said you will probably going to get hit by their insurance co as they will report you for not having your own insurance as it is against the law to drive with it

Answer 10

** NOT A LAWYER **

I believe that you can sue the dealership, but check your service contract. There is probably a clause that limits their liability. Usually it refers only to contents, ie "Not responsible for items left in vehicle overnight", and not the entire vehicle. They had it in their posession and needed to take great care to prevent its loss. They failed to do so.