I feel that I'm poor when I'm not, I don't spend much. How can you not feel guilty after spending money?

Answer 1

Give to charity. Spend as much as you like, guilt free.

Other than that, why should you feel guilty? Did you earn the money. Are you spending money that isn't yours? Are you getting yourself into debt?

If none of the above, don't be guilty.

Answer 2

This I think is more an issue of low self-esteem than financial. My guess is that you were raised in an environment where money was tight, and every financial decision had to be weighed very carefully. This isn't necessarily a bad thing, although it can certainly affect your views on money later in life. You probably feel guilty about spending money because deep down, you somehow feel that you're wasting money if you buy something that isn't an absolute necessity (like grocery shopping, paying utility bills, etc.). I tend to be like you: I somehow feel that I don't "deserve" to spend money because it's way too hard to come by (a product of my own childhood). You probably should set aside a small "allowance" for yourself every paycheck that will allow you to buy some fun things for yourself. This way, you know that all of your bills are being paid, you've put aside money for investing/saving and you now have made a decision as to how much discretionary income you're able to spend without breaking your budget.

I hope that helps!

Answer 3

Sounds like your a parent! I've had that syndrome ever since my twins were born! Keep in mind that although it is good to save money, it is also good to spend some of it on occasion. We work hard for it, there is no reason why we can not indulge in a little something special once in a while to make our lives better. Although I don't think spending every spare dime would be good, I do think it is healthy for the body and soul to enjoy some of that hard earned money. If we save every dime for old age, we may never make it that long to spend it. Go ahead and spend here and there, you earned it... forget feeling guilty, there will be more money made tomorrow!

Answer 4

What you're experiencing is a transferrence of your feelings from something that truly does make you feel guilty, and it's just misplaced into money.

The same thing happens to people who feel culpable after going on an eating binge. Same thing with people who go on wild shopping sprees and max-out their credit cards.

What I think you may be experiencing is a case where you are trying to discipline yourself, but when you go against your pre-set notions, then you feel like you've let yourself down, and thus, you feel guilty.

You shouldn't feel guilty about spending money, particularly if you don't have many cash limitations. What you should do is begin a rewards programme for yourself. For example, to reward your excellent financial management, you are entitled to buying something, moderately priced or course, that serves as a testament of your discipline. You can go out for dinner or maybe even you someplace.

The point is that guilt is the result of misplaced feelings. Forget about your self consciousness and focus on what's really importante. Trust me, after you reward yourself a couple of times for being a good financial administrator, you won't fell guilty anymore.

Answer 5

I think it more depends on what you are buying. I don't feel guilty after buying things that are needed. However, if you need a pair of jeans and you buy something expensive rather than the Levis, you might feel guilty. As long as you take care of your "needed" costs, the rest is left over for you to enjoy.

Answer 6

you have to look at your financial ability in a real logical way . You should know how much will you save , how much will you spend for your entertainment , and how much for your bills . you know? you should think about your money plan . ofcourse the important thing is not the money its your happyness in the short term olso the long term too. if you have a lot of money but never do anything that you want for your happyness, what is the money for?

Answer 7

Do it on a regular basis! You should always treat yourself. After the first few times you will realize how nice it is & that it really isnt putting a big dent on your finances.

Answer 8

Most likely you are a saver and not a spender, so you feel bad when you spend money.

Answer 9

You need therapy. Somewhere you picked up the idea that you are not worthy of nice things.

Answer 10

Therapy.