Do you feel that Health Coverage is fair and balanced for all Americans?

Question

Would you write your state representatives and encourage friends and families to write to them concerning a Health Insurance reform that won't cost an arm and a leg?

No name calling or pointing fingers, that never solves anything.

Answer 1

Yeah, it's good. Fair and Balanced all the way. I get the liberal point of view on my state of health, then I get the conservative rebuttal and counterpoints. It's very good. I feel like they have a "We Report, You Decide" attitude and that, I think is a very good service attitude to have, especially in our kind of economy.

Answer 2

everyone deserves health care ! .. and quality health care.. not the off hand Medicaid/medicare benefit that the right in here is always talking about. If you have ever been on Medicaid/medicare you know that it is substandard and in my state of NY ... the "good" doctors and " quality" facilities won't take it because they can't get their money from the program... We are one of the only two industrialized nation's to not have one.. it's amazing that people will cry about a health care program that benefits everyone .. but have absolutely no problem with a 2 trillion dollar a year defense bill ??? Also Flint.. two above Me's argument relating it to Canada and great Britain is false. Yes they have lists for people to wait on.. but an appendectomy will not be on that list and a sever hip replacement..IE.. loss of mobility will not wait.. that's what the media that is backed by Insurance company and Big Oil Money wants you to think, but it just isn't so. I live on the Canadian border.. those people laugh, Laugh at us and our policies in relation to the citizenry. America has become the place where the super rich and the corporation flourish , on the backs of the middle class and poor workers. I will debate this issue with anyone. it is idiocy to deny health care to so many people because of a "free market system".. no such thing exists... think I am wrong ? Try to start your own insurance company, open up a Hospital on private $$$ that can operate at a competitive rate ??? impossible because we do not have a free market systems at all... we have a plutocratic and predatory system.

Mud marine below me does the same thing... yes I do believe that the tax we already pay should go towards this.. absolutely. less than 3% of your federal tax dollars come back to you in services...3%..

Answer 3

It's not fair at all. If one does not have insurance, and they need a prescription, it costs their first-born son. Seriously. When I was still with my ex, before I married my husband, he was bitten by a brown recluse. It was awful, especially when the antibiotics that he needed to save his life were almost $150. That was six years ago, and that was for the generic version! Fortunately, we were able to borrow the money from a friend...but if we hadn't...
The health-care system needs a complete overhaul. The only problem is that there isn't a quick, easy solution to the plethora of problems.
Prescription costs are out of control. Even if the pharmaceutical companies DIDN'T have a monopoly on the system, it would still take a decade to get the prices under control.
The costs of receiving medical care, especially in the emergency room, are astronomical. Even with a cap on lawyer's fees, in order to drive down the costs of lawsuits that hospitals face, again, it would take years to drive the costs down.
A health insurance reform is needed, but the question of HOW to go about it. Our legislative branch is so corrupt, few of them care about working for the people who elected them, and partisan politics seem to be all that matters.
So yes, we need to speak out, and we need to demand a solution. However, my cynicism dictates that it will never happen, no matter how loud we scream.

Answer 4

No, I have Medicaid right now but I want a job that offers health insurance even if it comes out of my paycheck. My mom isn't working because she's physically incapable and she would be able to if she could go to a doctor and get her problems fixed but she owns a house and has money in the bank but that money is going down to pay the monthly bills and there is not enough for a doctor. She isn't eligible for Medicaid because she owns a house and has money in the bank. It just goes in a big circle. The only good thing is in NY we have child care coverage so even if I lose my insurance I can always find a coverage for my son.

Answer 5

Health coverage needs redone, in most cases, the average senior spends half their income on medications, medicaid is a joke, if you happen to get approved you get put on a waiting list if a dr even takes it at all, private insurance have stupid deductibles, and still don't cover as much as it should, in short, no one should be laying in a hospital bed wondering how they are going to pay the bill. Other countries do it, why can't we? And if we were to take some of the money from other government programs, like elections on passing laws that don't benefit the people, we spend BIG BUCKS on this, we could have it covered and if doctors were more concerned about saving lives than having a few fancy houses for every season, it could be balanced out better than what we have.

Answer 6

Jamie-
Very few things in America are fair and balanced. Your take on heal care is very good and ABSOLUTELY correct. Currently only the Poor, the elderly and those with full time jobs that provide health insurance have access to low cost care. This leaves one in five without insurance. With the rising costs fewer and fewer employers can even afford this benefit. (Look at GM and Ford as clear examples).

Furthermore,States should be the ones handling this issue, not the federal government. Federal bureaucracy is too large to handle this issue. In Minn for instance they have Minn Care available to all who make less than $19k for $70 per month. If all states were given a federal grant to set up such a program we would all benefit. We do need reform in malpractice suits and insurance as well.

Answer 7

I do not think it is "fair and balanced." Nothing is. Health care coverage does not have to be. No, you are talking about socialism. That is the last thing the US needs. People should not be forced to buy insurance if they do not want it. Those who cannot afford insurance may qualify for public assistance. Doctors do not refuse treatment to patients who cannot pay. The federal government does not do anything well. Look at the waste, fraud and abuse in Medicare and Medicaid. The health insurance industry is already the most regulated in the US.
What will work is insurance plans with large deductibles. Say $5,000 per person with coverage applying to catastrophic illness. People should be responsible for their own health maintenance.
I am a retired claims adjuster and have years of experience with insurance.

Answer 8

No, it is neither fair or balanced, Lets say we both go for lab test the total for the lab test is $100 I have insurance so my insurance company says we are only going to give you $50 for these test the lab says ok, we will accept that. So I pay my $20 co pay and the insurance company picks up the remaining $30. Ok now you go for lab test and you have no insurance you pay $100 because that is what the lab says you owe. It is not fair because you are in effect subsidizing me. The same goes for that drug store and the Dr. office you without insurance pays the full price and between me and the insurance company we pay a reduced price and this is just not fair.
Socialized medicine is just exactly what is needed, the government sets the price for everybody, one price for all. The insurance company's are eliminated thus their profit is taken out of the cost of health care. The cost of health care goes down. The uninsured get access to health care, and medicines. We and South Africa are the only two industrialized country's that do not have socialized medicine for everyone. Is it free no, but we are paying a premium price now for our health care.

Answer 9

It is a fu*king joke. I have working since I was a teenager and always maintained a job until the 1990's when companies started downsizing. Then NAFTA came and companies starting laying people off and sending all manufacturing jobs to other countries. I have always found another job but my pay keeps decreasing. I have worked for 35 years and I have never been so disgusted in my life with the way this country treats it's citizens. Please don't tell me how wonderful COBRA is because when you are collecting and then paying for your own health-care you end up going through your savings, 401 K and everything else you managed to save. It is a disgrace pure and simple. Everyone in this country should have exactly the same coverage as we give the thieves in Washington but some will always live in Fantasy-land and swallow every ounce of BS our great leaders feed them. Enjoy your meal Fantasy-landers but let me remind you again that your breath stinks because of your all BS diet.

Answer 10

As far as I have seen in my life there is a doctor in every town or at least within a short drive to another town. That is fair and also balanced. I lived for many years without insurance and guess what. I paid out of pocket because I did without the extras and saved for those times. The only way to make care cheaper is to have better restrictions on law suits. I have known several doctors to go out of business because all their profits were eaten up by malpractice insurance. They ended up having more money and less stress with a lower income job. The trend will continue unless the lawsuit situation changes.

Answer 11

Obviously, you don't understand bureaucrats ( BURRO-CRATES ) and how they work .
Call it 300 MILLION Americans , O.K.
National health care would have 3 levels of administration , Federal , State And local , just like welfare.
This would require , people , buildings , cars , computers , lights , heat , AC , security Ect , ect , ect .
At minimum you have a yearly cost of $ 1000.00 per American , before one medical claim is handled . That's 300 Billion dollars , before care is given to anybody, every year .
Now , double that ( minimum ) for actual care.
That's $2000.00 per person , a year .
You have a family of 4 .
Do you have a spare $8000.00 to pay out in taxes ?
Or do you expect someone else to pay the bill ?
Think about it .