2006-09-07 22:19:21 · 25 answers · asked by JOY D 1 in Business & Finance ➔ Personal Finance
Get a friend to cash it or take it to Cash Converters. If the crossing is cancelled by having "pay bearer" across it and it is made out to "cash" then the issuing bank should honour it
2006-09-07 22:25:01 · answer #1 · answered by Maid Angela 7 · 0⤊ 0⤋
Basically, you can't. You can cash cheques through high street shops like Cash Converters found in most towns although there is a small fee involved. But they too, would require some form of identification, so that they can be sure that you are the legal owner of the cheque. I think anyone would be curious about you not having identification in this day and age when it is required for so many things.
2006-09-07 23:17:57 · answer #2 · answered by Mrs W 2 · 0⤊ 0⤋
There is no excuse for not having I.D. None. No birth certificate? Contact Hall of Records and they will help you solve that problem. On the run? In the future deal only in cash. Also, for those of you who do not have a bank account, it is virtually free with as little as $5 deposited. Go online and I.D. a bank. I do know that Washington Mutual does the above. Without a checking account (it IS painless, folks) you are at mercy of those evil check cashing joints. Notice how these joints have replaced the liquor store in poor communities. Used to be a liquor store on every corner, now it is check cashing with its horrendous interest rates. All you 12+ kids out there, ask your parents to help you set up a savings account and for those 16+ add a checking account. Yes, banking in America is part of the Evil but they still provide a great service as long as you don't spend more than you have and keep at least a small safety net of a few dollars in the account. Public education should teach these basics.
2006-09-07 22:37:45 · answer #3 · answered by ALWAYS GOTTA KNOW 5 · 0⤊ 1⤋
Sign it on the back and give it to someone who has a bank account and/or an identification. Make sure the cheque does not mention anything like "Payable to the first beneficiary". If so, nothing can be done.
2006-09-07 22:30:25 · answer #4 · answered by FAA 2 · 0⤊ 0⤋
If it's got your name in, then you might as well open a bank account. They are quite easy to open- only takes about 5 minutes to fill in the forms.
Some pawn brokers cash them. Also try www.auctionchex.co.uk. I know they cash mine from overseas, but not sure about UK ones- I would have thought they would.
2006-09-09 04:51:56 · answer #5 · answered by Crystal 3 · 0⤊ 0⤋
Depending on where y live but if your in London by chance.
Tony's Bar after 4 pm in Willesden Green, get of tube at Dollis Hill and 5 min walk.
They never ask for ID but charge 5 %. good luck
2006-09-07 22:49:48 · answer #6 · answered by andy g 2 · 0⤊ 0⤋
Are you saying you have no identification? Nothing?
Then tear it up, as the banks class that as attempted fraud Otherwise go into london , there are plenty of dodgy cashing places that only want to know if you have a pulse.
2006-09-07 22:26:58 · answer #7 · answered by sharper 2 · 0⤊ 0⤋
You can't. Just write a family members name on it and cross yours out and initial it. If this doesnt work get the person who wrote the cheque to write another one in the name of a person you can trust or get them to give you an uncrossed postal order xx
2006-09-07 22:25:56 · answer #8 · answered by Anonymous · 1⤊ 0⤋
It is virtually impossible, unless you endorse it someone else, who does it for you, assuming it is not marked a/c Payee Only etc
Beccy24's solution amounts to forgery, and from a practical point of view, wuold get you no further. I speak as a retired bank employee.
2006-09-07 22:26:45 · answer #9 · answered by Canute 6 · 0⤊ 0⤋
You cant.
The whole point of asking for identification is to prevent fraud and theft.
If possible I suggest you go back to the person who signed the cheque and ask them for the cash.
2006-09-07 22:33:42 · answer #10 · answered by Sonny Walkman 4 · 0⤊ 0⤋