I rear-ended someone, the police took my confession then said have a conversation with (a) the driver of the car - he wants to send me the bill and (b) the passenger of the car who says she has injuries. I have only the compulsory-level of insurance. Will it cover her injuries? I and the driver had no injuries whatsover, just surprised, but the lady is saying she has/will have medical costs.
2006-09-07 19:04:59 · 5 answers · asked by Tastevin 2 in Travel ➔ Asia Pacific ➔ Japan
geezzzzzzzzzz what were you thinking dude. I have the dubious honor of being at fault( by the police report)
I do have "third" liability...and i will say this...THANK GOD I HAD IT!!!. Japanese are basically honest people , BUT , when it come to money..some people are really good at scheming.
In the States, if the insurance company feels that the person is scamming..they usually hire PIs to follow the supposed "victim"...Then WALLAH..he didnt have a whiplash after all..!!!
But in japan...Scamming the car insurance company is a big big business..It get even worse for you, if that person knows someone in the mob that specializes in scamming.
Now the WORST scenario for you is that lady decides to prolong her injury...and worst of all since its your fault..you CANT DO SQUAT...Since u dont have Third insurance..you will have to pay out of your pocket....i hope you got deep pockets.. If you dont and she really wants to screw you..She can have charges brought up .
My advice to you is to visit her personally..bring flowers, food gifts, fruits , to try NOT to prolong the time she visits the hospital.
Also know, that she can change the hospital at will, they usually do this when the hopsital refuse to treat them . They change hospitals and start the cycle again..
NOTE: The longer she prolongs the injury, the more "caching$$$" for her. This is usually paid by the insurance company..and since you dont have it....man ur screwed...
2006-09-07 23:13:39 · answer #1 · answered by Anonymous · 1⤊ 2⤋
compulsory-level of insurance only?
It doesn't cover the expense for the car basically. And the way to claim this insurance is a little complicated.
You need to call the insurance company (the name and the number are written in the insurance policy), and ask what you do.
They will give you an advice and what to do.
No one can judge if she is ok or injured at this moment. And you are not a doctor as well. It is natural they go to see doctor.
Only the documents from doctor or receipts from hospital prove it.
Compulsory-level of insurance is not enough. It is like a Bodily Injury Liability in the automobile insurance in the US.
You need optional car insurance if you wanna drive in Japan.
But I think it is very difficult for you. Because you had accident already and every insurance company can trace the record of your claim.
Ask AIU next time.
2006-09-08 02:55:01 · answer #2 · answered by Joriental 6 · 3⤊ 0⤋
oh men!..the penalties in Japan is not a joke it will take your 10 yrs salary..just to pay the penalty..
my friend was driving in the highway when the police ask for his license then his license was "international license" and my friend dont have "Japanese license"...he dont know about that!...
so he must pay 50000yen about $500 dollar...oh men!!!
2006-09-09 02:57:31 · answer #3 · answered by Wenielyn 2 · 0⤊ 2⤋
Japanese are very stubborned, once they made a mind, no one could change it. Also, most of them are very honest.
2006-09-08 02:18:43 · answer #4 · answered by Mimi 4 · 0⤊ 1⤋
Run
2006-09-08 02:08:17 · answer #5 · answered by Chianna 1 · 0⤊ 3⤋