Can a collection agency garnish your wages if you are currently paying as much as you can on a medical bill?

Answer 1

Can they? It would have to be a judgement first. Have you gone to court over this? They can if a judge grants them the right, but I haven't heard of them being able to do this without going to court first. It sounds like they are threatening you. They will tell you anything to make you pay. Let them wait and take their turn. Good that you're paying other bills to catch up, it's hard, I know! Good Luck!

Answer 2

Collection procedures vary from state to state. In the states that do allow wage garnishment, they can't do it without first suing you and getting a judgment.

In the states that do allow wage garnishment, federal law limits the garnishment to a maximum of 25% of your net pay. Most states also give the judge discretion to reduce that amount even further if the debtor needs the money for essentials like rent and food.

Consult a local attorney for more specific information.

Answer 3

It will probably depend on the rules of your state and what tyoe of agreement you made with the collection agency. Look around for a free legal clinic or search on-line for the answers to this. Also, there is a legal limit as to how much they can take from your paycheck. Good luck. Find out if you can consolidate your bills but be careful not all of these companies are on the up and up.

Answer 4

If the collection agency has a judgement against you, depending on state law they may be able to garnish your wages.

Answer 5

Garnishment by a collecting agency cannot be allowed unless approved by your employer. It is prohibited under the labor laws.

Answer 6

I don't think a collection agency has the power to garnish your income. Only the government can do that. The agency gets a cut of monies paid. The government does'nt...

Answer 7

Many series businesses have legal experts on artwork force and there are regulation corporations that are series businesses. It appears like your buddy made a settlement settlement on the courthouse quite of fairly going before a choose. this suggests she likely wouldn't have an fairly courtroom ordered judgment. although, it truly is in her maximum acceptable interest to repay this debt and in no way default on her repayment settlement. She want to bypass stumble on a second job. a college grad ought to absolutely be in a position to make more desirable than $550 a month, no matter if that's flipping burgers or mopping flooring. If she defaults on the price settlement, the collector will in basic terms refile the lawsuit and enable the choose award them a judgment. by technique of how, those funds orders are her receipts. it will be distinctly unusual for someone to deliver receipts for mailed in funds. also, the collector isn't required to list her month-to-month funds. at the same time as the debt is paid in finished, they are required to list that.

Answer 8

It depends on what state you live in. I am a medical insurance biller in the state of Texas. In Texas, the answer is NO. Our home office is in California and I do believe it is legal in that state. I would check with your attorney generals office to find out what is and is not allowed in your state. FYI: In the State of Texas, if you document: Paid in Full in the memo of your check and they cash that check it truly is considered payment in full and they can not go after your for any further balance on that account. I hope this helps!

Answer 9

There are limits as to how much they can take.

Visit the Department of Labor's site and search Consumer Credit Protection Act.

Answer 10

Not in Texas, only the US Government can do that. Child support is withheld from your paycheck by the employer as ordered by the court.