I live in New York City and like most people looking to file bankruptcy its because I don't have much money and certainly not enough to pay all my debt! I've looked into filing and it looks like from what I can tell to file a Chapter 7 will be around $1000-2000 in fees, court fee and lawyer fees. Is there a more affordable way to do it without sacrificing on the quality of the filing?
2006-09-07 15:14:40 · 8 answers · asked by ben 3 in Business & Finance ➔ Personal Finance
I believe that the numbers you are quoting are a START. You will need to pay that much just to get a lawyer involved. If your issues are simple (credit cards, bank loans, doctor bills, etc) and there is no car or real estate involved, you might find it easier to get it done for that amount.
2006-09-07 15:18:02 · answer #1 · answered by united9198 7 · 0⤊ 0⤋
In your case this site can be very helpful SAVE-FINDER.NET-
RE I am looking to file bankruptcy as affordably and effectively as possible? Any ideas?
I live in New York City and like most people looking to file bankruptcy its because I don't have much money and certainly not enough to pay all my debt! I've looked into filing and it looks like from what I can tell to file a Chapter 7 will be around $1000-2000 in fees, court fee and lawyer fees. Is there a more affordable way to do it without sacrificing on the quality of the filing?
2014-10-10 07:38:01 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I would first advise you to try everything else possible before filing bankruptcy. I'm including a site link entitled "The Truth about Bankruptcy" on the Dave Ramsey site. Dave was in your shoes and now helps people to recover from financial distress and it is geared toward trying what he suggests rather than filing bankruptcy. There is also a link to a forum from Dave's site to talk to others who are in your shoes. Find out what they did or are doing. Some of them are now completely out of debt and did not file bankruptcy. I hope this helps you.
http://www.daveramsey.com/bankruptcy/?event=dspGettingStartedConsideringBankruptcy
2006-09-07 15:59:56 · answer #3 · answered by cam 1 · 1⤊ 0⤋
as you probably know, new rules have been enacted for bankruptcy in recent times . it is getting harder and harder to file for bankruptcy. i'd do my homework and maybe look for ' legal aid ' type of legal services that help people in your type of situation. see if any of these websites help. good luck
www.LegalHelpers.com Find out if bankruptcy is right for you.
www.TotalBankruptcy.com Bankruptcy Attorneys Nationwide.
www.TotalLawyers.com Bankruptcy Information by State.
2006-09-07 15:28:22 · answer #4 · answered by tom 1 · 0⤊ 0⤋
No I didn't pay that much I filed for 200.00 dollars in Cleveland and it worked so they are more affordable ones keep looking.
Also on tv the bankruptcy commercials
2006-09-07 15:24:39 · answer #5 · answered by chrissy 3 · 0⤊ 0⤋
submitting for financial disaster: a million) weak credit for 7 years 2) can't get any credit enjoying cards 3) consequences your job seek 4) reason larger interest value whilst utilising for own loan or different loans 5) greater stable to get condominium (each physique runs credit tests) until now you go that path call all your mastercard companies and spot in the event that they are able to diminish your costs of interest and positioned you on a value plan. Then provide up utilising your credit enjoying cards and initiate engaged on paying them off. in case you think of submitting for financial disaster is an elementary way out you will get a impolite awakening. for a minimum of seven years you may have that in the process your checklist. Many companies hiring examine your credit. they provide concept to you a extreme threat in case you have a financial disaster on you credit checklist. whether in case you initiate paying well timed that weak credit can turn around plenty faster and could mirror your credit status. in case you experience you're in too deep examine in the journey that your mothers and dads will help you pay of your enjoying cards and then make a value plan alongside with your mothers and dads to pay off them. you may pay them decrease back the money with some interest further as you would be paying that to the mastercard companies. positioned all of it in writing so your mothers and dads comprehend you propose it and are greater prepared that can assist you out. make valuable only like your established credit enjoying cards to pay your mothers and dads on a well timed scheduled. this could help you to elementary procedures to funds and take care of credit interior the destiny. yet in addition provide up utilising your enjoying cards and artwork with the money you have. you may could desire to try this any procedures in case you filed financial disaster as you does not have the means to get any credit for 7 years. good success
2017-01-05 04:04:44 · answer #6 · answered by anteby 4 · 0⤊ 0⤋
Why pay that bill?
2006-09-07 15:20:18 · answer #7 · answered by icetender 3 · 0⤊ 0⤋
ITS NOT EASY POW THESE DAYS. i WISH U HAVE DONE THIS LAST YEAR BEFORE OCTBER
2006-09-07 17:45:11 · answer #8 · answered by shani n 2 · 0⤊ 0⤋