I reside in SC and received a judgement in Nashville, TN for a debt owed. The company has been coming after me for 5 years. If I do not pay the debt, what futher legal actions can they take?
2006-09-07 13:40:56 · 5 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
Well, let's look at the situation a bit: Did you reside in Nashville when the debt was incurred? If not, did you have a contract consenting to the court proceeding in Nashville? If not, then I wonder why you didn't defend on that ground.
If you owe the debt, and the judgment is now final, (i.e. the statutory appeal period is over) then the creditor now has the ability to register the judgment in South Carolina.
To do so they must follow the specific procedures for South Carolina (which I do not know since I don't practice in South Carolina). Once the judgment is registered in South Carolina, they can proceed to execute on the judgment. This means that they can place a judgment lein on any property you own, (although certain property is usually exempt by state law), and they can possibly garnish your wages.
Some states allow for wage garnishments, and others do not. You need to consult with a local attorney to advise you on your rights in this case. If you don't have an attorney, contact your local or state bar association for a referral.
2006-09-08 01:37:31 · answer #1 · answered by Phil R 5 · 0⤊ 0⤋
The garnishments and liens are what they can do to collect the debt, and your credit rating will suffer for many years to come due to the judgement on it as well. If you try to buy a house or car or get a loan or apply for a credit card, the judgement may be the thing that gets you turned down or disqualified.
2006-09-07 21:21:49 · answer #2 · answered by ? 6 · 0⤊ 0⤋
TD is correct.
What happens is that the company can file in SC, asking the court to acknowledge and enforce the TN judgment. Then, all of your assets in SC are reachable.
2006-09-07 21:06:31 · answer #3 · answered by coragryph 7 · 0⤊ 0⤋
They can attach a lien to any property you may own. They can eventually seize that property and sell it if you still don't pay. They can garnich your wages, too. If you have a bank account, they can seize it and take the money and there isn't a thing you can do about it.
2006-09-07 20:47:19 · answer #4 · answered by First Lady 7 · 0⤊ 0⤋
B A,
I'm not an attorney but i have a friend who can put u in contact with an attorney and at a reasonable rate, i pay $17.00 a month.
her name is Debbi Carroll and her number is 1-866-471-3782 or www.debbicarroll.com and please tell her mark referred you if you would please.
2006-09-07 20:54:04 · answer #5 · answered by Mark 6 · 0⤊ 1⤋