Why do guys pay more insurance????

Question

I'm not real sure where to put this question so i picked a random category

Why do women get cheaper insurance rates?? How sexist is that? You ARE NOT better drivers than males. Most of the times i've seen wrecks on the road it is always a woman that was driving. Not to mention how many times i've seena ***** flying down the highway in her SUV going 90 mph putting on makeup and/or talking on her cell phone.

I have to pay $730 for six months just for liability only which is not full coverage. If i had full coverage i'd probably have to pay anywhere from $1500-$2000 for six months. WTF?

Not to mention how you bitches are always running over highway workers on the road and stranded motorists that you always hear ont about on the news over here.

It pisses me off that female drivers pay hundreds less than car insurance than me.

Just because guys are more likely to drink and drive or flip their car over drag racing does not mean we should pay hundreds or thousands more than you bitches

Answer 1

this is a true statment because they are less responsible and i noe thats not nice but its absolutly true

Answer 2

Whoa, chill out! I don't think it's fair either, and some of the most wreckless drivers I've known were women too. But it isn't women's fault that the insurance companies charge them less than they charge us. This is only one example of sexist discrimination against men in our society, and certainly not the worst. For example, if a man hits a woman, even in self-defense, he is immediately suspect and very few people will sympathize with him. But if a woman hits a man, then the first thing people say is "I'm sure he deserved it" or "You go girl!" Men are expected to take any problem that comes up "like a man" when they really need assistance or support. And have you noticed the focus on women's health? Men's health is discussed, but somewhat more attention is given to women's issues in spite of the average difference in lifespans between men and women (it was about 7 years the last time I checked, and it seems to go up every time I come across it). Wouldn't you think that men's health would get more attention because, on average, we are dying sooner? And the criminal justice system is another prime example of this discrimination. Men usually get shorter prison sentences than women for the same crimes. It's as if the world tries harder to make excuses for women when they mess up than they would for men. If you really want to find out some interesting information, as well as the sources of some of the conclusions I have written, you should read the free ebook "If Men Have All the Power Why Do Women Make All the Rules?". It's really very interesting and positive, although some uptight pseudo-feminists will probably find something wrong with it. Have a nice day!

Answer 3

boy are you bitter. I'm sure that the insurance company is not sexist, that would be silly considering that most insurance companies are run by white males. Men tend to have worse accidents then woman, especially when they are under 25. These rates are chosen from statistics.
Now I am not saying that men aren't pay too much, personally I beleive that the rates should be chosen on the driving record and age, not gender. Unfortuantly that is not the case...wow you pay a ton...how old are you? What is your driving record like? You really need to shop around! Thats a ton!

Answer 4

this doesn't seem as much as a question than a ranting.

i think the world is mostly sexist. just like how males are given 5 points on their IQ test for the **** of it.

Not all 'bitches' wear make up, or apply it in their car.

I personally don't pay peanuts for insurance either.

Guys are more likely to get rowdy and act like idiots as that is the
steriotype for a male.

I think the real problem is that insurance is scamming ploy to rape money from every person who wants to drive. I've thrown away many times more than my car is worth and never got into an accident to redeem those thousands of dollars to 'insure' me.

ps:
Please stop refering as females as 'bitches' as we are not dogs or any other canine like species. In fact, males are much closer in comparison.

Answer 5

guys between the ages of 16 to 25 pay more becouse thay drive fast,race there cars and are higher risk.it will go down when you are over 25 years old...until then you must pay.

Answer 6

Young men tend to get more tickets and have more accidents than any other part if the population. Hence they pay more for insurance.

Answer 7

because boys have shown in polls to have been in more car crashes, and the insurance company bases itself off polls, such as if u buy a red car ull have to pay more cuz they have more things stolen from them because of polls

Answer 8

Insurance companies are just using the statistics for their own benefit and financial gains. What else did you think they were there for? :)

Answer 9

Statistics say that guys are a bit more reckless, thus the big jump

Answer 10

men are considered a greater "risk" to the insurance companies

Answer 11

Because guys drive like idiots!!!!!!!!!!!!! Usually to impress the Bimbos who are paying less for car insurance........