I just received a letter stating that a credit card company has won a judgement against me.
2006-09-06 08:10:26 · 7 answers · asked by Cheechy 2 in Politics & Government ➔ Law & Ethics
You will get a warning letter months ahead of time but when it does happen, you won't know.
2006-09-09 21:47:56 · answer #1 · answered by BeachBum 7 · 0⤊ 0⤋
Don't know if they can garnish your wages. I have defaulted on LOTS of credit cards in the past 10 years due to an exhusband and other serious circumstances, but have NEVER had anyone or any company garnish my wages. I have worked for the same employer for 15 years, never been garnished. Either the credit card company or your employer should give you notice of it in writing prior to any garnishment taking place. If I were you, i'd do a search on the internet for laws in your state concerning garnishment. One good site is findlaw.com The only garnishing of wages I have ever heard of are for child support payments and IRS payments. Hope this helps you.
2006-09-06 15:26:24 · answer #2 · answered by Cathy W 2 · 0⤊ 0⤋
Just because they won a judgment does not mean your wages will be automatically garnished. They will need to file with the court to garnish wages.
You will receive notice from the court that the credit card company has filed and a copy of the order to garnish when it is granted to them.
2006-09-06 15:14:00 · answer #3 · answered by J T 3 · 0⤊ 0⤋
You must be served with advance notice of any garnishment and given a right to contest the garnishment. Read the notice and your options, and consult an attorney. There are various Federal and state limitations on wage garnishments but they are not automatic; you must take action to invoke them.
2006-09-06 16:31:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋
There is a difference between a judgment and a garnishment order. The opposing party will have to file for a wage garnishment, and you will get notification.
2006-09-06 16:13:06 · answer #5 · answered by working mom of 3 4 · 0⤊ 0⤋
You must be notified at some point in the process. The notice of judgment may be sufficient, depending on your state's laws.
2006-09-06 15:15:59 · answer #6 · answered by coragryph 7 · 0⤊ 0⤋
I think before they go after your wages, they will go for your bank accounts and possible tax returns. I think it may be a long process but either way you will know about it.
2006-09-06 15:16:23 · answer #7 · answered by t_perez1199 2 · 0⤊ 0⤋