I have been married over a year now and now I am pregnant. I do not have Maternity insurance and the company I work for will give it to me in 90 days...I have 60 days to go..are there other options? Some one told me they could deny me the insurance if they knew.
Only Positive answers please
2006-09-06 03:34:23 · 13 answers · asked by Tomato Soup 2 in Pregnancy & Parenting ➔ Pregnancy
You should be able to file for insurance under your state goverment program. Here in Missouri it's called Medicaid, it may be the same if your in a different state. You can then sign up for WIC (women, infant, children), that depends on your household income. It's a part of the Medicaid program. This is just a supplement to make sure that you get the appropriate nutrients needed for yourself and the baby you are carrying.
Good Luck & God Bless
2006-09-06 03:48:49 · answer #1 · answered by blonde_bluekitty 2 · 0⤊ 0⤋
Go to your local Human services Department. Most states will give you a medical card until your insurance kicks in. Also there was a law passed in 1999, that health insurance cannot turn you down due to a pre-existing condition.
If you are unable to get a medical card. Check with your ob and see if you can set up payments for the 60 days that you have before your insurance kicks in. Many OB's will not bill you if they know the insurance will be there, because they charge the insurance a flat rate for regular checkups expected during a normal pregnancy and only re-bill if you start having problems.
Congratulations on the news of a little one on the way.
2006-09-06 03:42:50 · answer #2 · answered by iamdreama 2 · 1⤊ 0⤋
By law, you can't be denied insurance in a GROUP POLICY (as in, the policy through where you work where a certain amount is taken from your paycheck) if you are pregnant because it's not considered a "pre-existing" condition. In an INDIVIDUAL POLICY (as in one you have to find yourself and pay seperately), pregnancy is a pre-existing condition and you will be denied or will pay a higher price because you're high risk.
How far along are you? Most doctors don't want to you to come in unless you are farther than 10 weeks along. Also, most doctors will set up a payment plan with you if you don't have insurance or for what your insurance won't cover. They can't deny you medical attention if you're pregnant, period. And depending on your income, you can qualify for WIC (Women, Infants and Children) and Medicaid. There's nothing wrong with applying. Good luck!
2006-09-06 03:48:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Your best bet would be to go down to your local social services and fill out a form for baby-love Medicaid, or you could see If your hospital as a charity program that will cover your bills, or at least cover most of them and you pay a co-payment every time you go which shouldn't be to much. I know that If you get on baby-love Medicaid they would go by how much you and your husband make every month. CoNgRaTs!! and I wish the best for you and your husband, you'll find a program out their that will help you.
2006-09-06 03:43:23 · answer #4 · answered by twofroggiesand1princess 3 · 0⤊ 0⤋
Try to get the best health care you can , eat right,stop smoking if you smoke, don't drink ( acholcolic beverages) cut back on soft drinks drink plenty of water juice or milk and check with state and local agencies for state sponsored health programs and health care programs that may be available for your income range, the health department as Wic,and may know of places where you can get reasonably priced health care., medicaide may also be available to you.
2006-09-06 03:43:44 · answer #5 · answered by Mary S 3 · 0⤊ 0⤋
Depending on your income you may qualify for government health care (medicaid) that is only for pregnant women and children. Contact your local health department for more info. And don't let your job know because they will not cover the pregnancy because it would be considered a "preexisting condition."
2006-09-06 03:39:01 · answer #6 · answered by jacemo 6 · 1⤊ 0⤋
they can deny you insurance but you could always go sign up for welfare and they will cover either all your baby bills or most of them and you pay a co pay... otherwise you will be in about $5000.oo in debt if not more by the time the baby is born...
2006-09-06 03:38:23 · answer #7 · answered by Beth m 3 · 1⤊ 0⤋
You may be able to get medicad with your insurance not covering it. Call the local office that gives foodstamps and medical coverage and talk to them hopefully they can help you out. Good luck.
2006-09-06 03:40:05 · answer #8 · answered by Anonymous · 1⤊ 0⤋
Look into "Healthy Kids", or "Healthy Families"; it's a form of medicaid for uninsured children and their caretakers. Search those two terms. You'll find something for your state.
2006-09-06 03:48:36 · answer #9 · answered by Anonymous · 0⤊ 0⤋
medicaid then after the baby is born try finding another plan for you and the baby... Congrats
2006-09-06 03:41:54 · answer #10 · answered by Jade 4 · 1⤊ 0⤋