2006-09-05 11:56:34 · 11 answers · asked by ? 3 in Cars & Transportation ➔ Maintenance & Repairs
Its my boyfriends car and it was parked at his work place and this bus hit it from behind.
2006-09-05 12:04:02 · update #1
If its a police vehicle and their lights are on.. you are liable no matter what.
If its an ambulance and their lights are on ..they are usually liable no matter what (depending on state).
Other than that, its whoever is at fault.
Some states have a no-fault rule which means if you are in an accident the fault is split 50-50.
The rules on who is at fault varies by state not necessarily insurance companies. Every company has to follow guidelines set up by the state.
Note: My car was hit by my daughters school bus. I called the school and they gave me the number to the district who then gave me the number to the insurance (risk management). I recieved a check in a very short time. So, in this incident, its definatley the bus who is at fault and will payf or the repairs to your boyfriends car (unless of course you live in a No Fault state). Have him call his insurance company. They are there to help you too. They can pay for the claims under uninsured then go after the insurance for the bus (leave that as a last resort).
2006-09-05 12:06:23 · answer #1 · answered by Kristin Pregnant with #4 6 · 0⤊ 0⤋
There is no difference than if a privately owned vehicle was involved. If your car was legally parked you should not normally be liable for any accident. Municipalities are usually self insured and you make a claim against their risk management department(their version of insurance company) . If you have full coverage you can contact your insurance company to act on your behalf,if not then you can contact the municipality directly to file a claim. They may drag their feet in paying(read slow) but that is how bureaucracies are.
2006-09-05 12:14:02 · answer #2 · answered by baalberith11704 4 · 0⤊ 0⤋
If your vehicle was parked the other vehicle is at fault. The only difference is that many municipalities make you report a claim usually within 30 days or you forfeit your right to collect.
2006-09-05 12:25:47 · answer #3 · answered by Final Answer 3 · 0⤊ 0⤋
government or state vehicles are same as private ones if driver of either state or government are at fault they get sited just same as drivers of private vehicles if they are at fault
2006-09-05 12:04:52 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It depends whom the police would declare to be at fault of the accident.
2006-09-05 12:03:38 · answer #5 · answered by embassydiplomat 3 · 0⤊ 0⤋
Federal vehicle. Exempt from liabilty.
2006-09-05 11:58:18 · answer #6 · answered by Baby #3 due 10/13/09 6 · 1⤊ 1⤋
Hire an attorney and take them to court such that the jurisdiction does not try to hide under its umbrella no-liability clause.
2006-09-05 12:01:51 · answer #7 · answered by Anonymous · 0⤊ 1⤋
State and Federal govts may be exempt from liability, you need to see your insurance agent
And if you do not have govt required insurance, then it is your fault.
2006-09-05 12:03:09 · answer #8 · answered by Anonymous · 1⤊ 1⤋
It's either the government or the driver. Ask your insurance agent or a lawyer.
2006-09-05 11:58:24 · answer #9 · answered by Bear 5 · 0⤊ 1⤋
Depends on who is at fault
2006-09-05 11:57:56 · answer #10 · answered by Bill 6 · 0⤊ 0⤋