& bills .should we sell our house and move to another city nearby or refinance?
2006-09-04 16:41:50 · 11 answers · asked by Anonymous in Pregnancy & Parenting ➔ Pregnancy
That is totally up to you. Im 6 months pregnant and cant afford to stay out of work any longer than 3 months. I have yet to organise child care seeing i have no support from family because of their location and know im going to find it hard.
Refinancing can be hard, especially with a new contract but dont give up. Honestly weigh the pro's and con's for moving to another city AND looking at the refinance options. Whichever one is better on your budget - go for it. Good luck and congrats on bub.
2006-09-04 16:45:35 · answer #1 · answered by ? 3 · 1⤊ 0⤋
well selling up and moving away from what you know is a big step to take. But if this is the only way for you to be able to afford to be a stay at home mom then do as the babies are only little one time I would hate it if the day care centre was the first one to see my kids say there first word have there first step see there first tooth nope not for me. But you said its only for a few years I would not go to that much trouble for a few years but for a long term stay at home mom I would if its only for a short time a few years maybe refinance is the better way to go. Good luck
2006-09-04 16:49:52 · answer #2 · answered by Mrs Magoo 4 · 0⤊ 0⤋
my little girl is almost 3 and you wouldnt believe the sacrafices we have made in our budget so i could stay at home with her but now we are going to put her in preschool and im going back into the working world ( at least into the one that pays) it is a lot of work and very draining to be at home all the time with a child especially when you cant really afford to do a whole lot but believe me it is well worth it pus when you dont have to pay for childcare and all the dr bills from your child catching evertthing that goes around somehow it manages to work itself out we went without internet for a long time plus we only had our cell phones for like 2 years we went to a simpler cable package
i would look into the school systems in your area as well as surrounding areas it is not only more expensive to live in the city but schools tend to be better in the suburbs and you can usually get more house for the money.
another possibility is for you to babysit a couple of kids during the day for some extra money in my area the going rate to put kids on the bus and watch them for a little while in the evening is like $15 a day per kid plus extra on no school days
i hope this has helped you out some and good luck with the new baby
2006-09-04 17:17:34 · answer #3 · answered by aarika 4 · 0⤊ 0⤋
Try looking hard at your budget. You might find alot of things that can save money. Consider with a baby you'll eat out less, You'll have lots of time to cook which works out cheaper than ready to heat meals. Once your baby is a little older you might consider a little babysitting during the day for extra cash, even a few hours while the other mom heads to the store, plus lower gas use when you aren't driving to work. Do you have a hidden talent for crafts or sewing? Every little bit helps. Congrats on wishing to stay home and best of luck I hope it can work out well for you
2006-09-04 16:53:36 · answer #4 · answered by emily 5 · 0⤊ 0⤋
I got laid off of work after my youngest was born, so I supplemented my income by working part time at night, so my husband could watch the baby. I also watched one little girl-for very cheap, it was under the table. My suggestion to you is, when your baby is a little older, consider starting a home-daycare. You could make decent money and be home with your child. It may seem overwhelming, but it will be worth it. Plus, not only can you charge anywhere from $100-$150 per child, but there are many write-offs. Insurance, toys, food, even mortgage & utlities to some extent. Plus, you can write it in your contract to have holidays & pd vacations. Check the internet for info.
2006-09-04 17:58:03 · answer #5 · answered by jetaunbraese 3 · 0⤊ 0⤋
Try to find a job that you can do from home. I wouldn't suggest one of those "Make thousands from home!!" scams though. You could learn to be a medical transcriptionist, an insurance coder or biller, or you could sell Mary Kay or Avon. There are a lot of jobs that you can earn a decent living from while working at home. Maybe your local community college has online courses you can take so you can learn a new career. That way you don't have to leave home then either. Just some suggestions. Good luck!! =)
2006-09-04 16:47:57 · answer #6 · answered by jenpeden 4 · 0⤊ 0⤋
Why dont you get a job that is real flexible and still makes enough to pay what you have to pay. If your husband worked more and you worked some it would be worth it to stay at home with your kids. I went and got my real estate license while I was expecting and now I work from home and by appointment. It does take effort to make enough money but I love my job and I never miss a beat with my kids plus the bills get paid.
2006-09-08 13:28:53 · answer #7 · answered by sarah_perkins1 1 · 0⤊ 0⤋
The first years are the best years to stay home with them...This is where you shape them into what you want them to be when they grow up... If you are willing to give things up for your child then staying home with them you will make a great mom.. Paying the bills will be difficult but that's what Daddy is for... Remember the old days.. Daddy works and pays the bills mommy stays home and raises the kids... Call me old fashioned.. My oldest son is now 12 and I still get to stay at home... it is not easy... to raise a child... they have no books and staying at home is the only way to learn your child.. I have four children now... Between dishes laundry cleaning up... i have no time to work... I work 24 hours a day here... at HOME>>>> Good Luck...
2006-09-04 16:50:32 · answer #8 · answered by Anonymous · 0⤊ 0⤋
a great style of mums could go decrease back to paintings, the great injustice is that there is amazingly little state help for mums to stay at abode contained in the united kingdom, and maximum workplaces are no longer even fairly equipped for childcare - if greater of our multinational companies placed a number of those earnings into creches then there could be much less rigidity at paintings for working mums and dads. besides the indisputable fact that it is easy to offer your toddler love help and risk-free practices once you go decrease back to paintings, in case you have consistent childcare in place, ideally with a relatives member or a childminder you comprehend and prefer - i'm no longer partial to inner maximum Nurseries because of the fact the widely used of care varies a great deal. i think of the main mandatory element you're able to do for your self and your toddler is attempt to no longer get caught up contained in the entire guilt holiday element that working mothers wade by, on the top of the day you're able to do what's right on your loved ones. good success with something of your being pregnant, and that i'm hoping the delivery is going properly, shop us published!
2016-09-30 08:40:27 · answer #9 · answered by ? 4 · 0⤊ 0⤋
It seems like you are serious about wanting to stay home if you are willing to give thigns up to do it. I have stayed at home for 5 years now and love it. Kids are only little once. Spend as much time with them as possible.
2006-09-04 16:44:31 · answer #10 · answered by mommysrock 4 · 1⤊ 0⤋