Im trying to get a job with an insurance company. The job responsibilities will be processing auto insurance claims, They will be doing a background check. I have a clean criminal history, employment history and i dont even drive to have a driving record The only thing is I have 2 past due accounts on my credit report, will i still be offered the job? or will they withdraw their offer
2006-09-02 18:05:13 · 10 answers · asked by sweet_jemise 4 in Business & Finance ➔ Careers & Employment
CAN they check your credit? - yes if you sign a release. Most of the time it is in the fine print on your application.
WILL they check your credit - it depends. As at least one Answerer has pointed out - just because they ask to do the check doesn't mean they actually will do it.
Will your credit affect your ability to get a job? ABSOLUTELY! Not every time, but more times than most people think. It doesn't even have to be job related as other answers have suggested.
From what you have said, I think you may be in the running for this job. Of course it depends on how much the past due accounts are for, how long over due, and the specific employer.
2006-09-02 19:27:17 · answer #1 · answered by Joan Mershon 5 · 0⤊ 1⤋
You will get the job anyway.... In the past 6 months I had 2 extensive background checks done on me... One so I could work at a Bank and the other for the Airlines.... I had to sign papers so they could contact my credit bureaus, past employers, etc... Neither time did they ever check my credit... I check my 3 credit bureaus 3 months later and there was NEVER an inquiry from anyone since 2004. I was really shocked by this... So they seem to not bother with that... They are looking for the big stuff.. Like are you a terrorist threat or thief? You are so squeaky clean that Mr Clean would look dirty next to you
2006-09-02 18:17:38 · answer #2 · answered by Lea 4 · 0⤊ 0⤋
If you will be in control of money at your prospective insurance job than your 2 past due accounts would be a red flag for the employer. If you have a viable excuse as to why you have blemished credit you are allowed to write to the 3 major reporting agencies as to your reasoning. That reasoning is then posted on your credit report. Good Luck with your job.
2006-09-02 18:11:53 · answer #3 · answered by gjjr2004 3 · 0⤊ 2⤋
your crdit report has a lot to do today about getting a job as well as getting insurance, getting a loan. you would be surprised at how yor credit will effect you in things that you would not even think of. if you have blemishes on your credit see what you can do about clearing that up. i would think that they will not being this to your attention. however since you have a good background and no criminal record or driving record that is negative, you may be in the running....
2006-09-02 18:14:04 · answer #4 · answered by Anonymous · 1⤊ 1⤋
First, certain. Age will be checked. 2d, age discrimination won't be able to ensue except the state's complicated artwork regulation facilitates employment on the certain age in question. toddler complicated artwork guidelines were upheld as a valid thanks to guard the more youthful, a lot less experienced, and chance free youthful little ones from exploitation via the older, wiser, and a lot less scrupulous adults. they're an exception to the idea of age discrimination. more effective probable, I (at age 60) ought to have a lawsuit accessible if my boss fired me because they needed someone youthful. that ought to nicely be age discrimination.
2016-12-06 04:58:57 · answer #5 · answered by Anonymous · 0⤊ 0⤋
the credit report has nothing to do with your ability to perform your job duties, the credit report will only come in handy for a bank when you want to take out a loan, so relax and go get that job!
2006-09-02 18:08:13 · answer #6 · answered by helper 6 · 1⤊ 1⤋
If the job offer is contingent on your background check, you should pass with flying colors. It's best to take care of those accounts if you haven't already, though.
2006-09-02 18:10:23 · answer #7 · answered by curiositycat 6 · 0⤊ 1⤋
you might be affected because of your credit. i applied at a retail store and they didnt call me. i asked and they said that my credit history had a lot to do with me not getting called in for an interview.
being an insurance company, it makes sense that they would do a credit check.
:(
2006-09-02 18:16:49 · answer #8 · answered by Laura 2 · 1⤊ 1⤋
that probably won't even affect you at all. Now if you were applying at a bank YES that would not be good. But Good Luck anyway. Hope you get the job.
2006-09-02 18:09:45 · answer #9 · answered by christi 2 · 0⤊ 1⤋
Maybe not if you will be handling money or decisions regarding money.
2006-09-02 18:30:23 · answer #10 · answered by the_wire_monkey 2 · 0⤊ 2⤋