Im trying to get a job with an insurance company. They will be doing a background check. I have a clean criminal history, employment history and i dont even drive to have a driving record The only thing is I have 2 past due accounts on my credit report, will i still be offered the job? or will they withdraw their offer
2006-09-01 19:46:11 · 7 answers · asked by sweet_jemise 4 in Business & Finance ➔ Careers & Employment
the answer is no, you have nothing to worry about, and if thats all that is left to consider u will get the offer.
but lets back up with all of the answers here. first off, the vast majority of background checks are solely criminal. there you are ok. i have never once encountered a company that did a credit check on an individual for hiring purposes. now, i have heard that it has been done, but no one has ever given me a case study/company name/actual occurrence. i can't imagine a company going through the expense for such a thing, and to be honest if the HR department is that anal pre-employment there, stay away girl b/c working there will be hell. secondly, a good friend and colleague of mine got a job just last year at the (arguably) number one wealth management firm in the country. now, during the previous years he maxed his credit limit and was in such bad shape he could no longer get a line of credit from anyone. and now he manages well into the millions of dollars of other peoples money. the point is, if any company wouldn't hire a candidate because of how they handled their personal finances, it would have been this company. they had no problem with it. yours won't either. start planning how you are going to spend your signing bonus check (advice: pay credit cards off)
2006-09-01 20:51:20 · answer #1 · answered by dmzz 2 · 0⤊ 0⤋
Your past due accounts may affect your chances, but what kind of work would you be doing? Answering phones? Writing policies? Handling money? Each of these tasks has a different risk associated with it. The more secure the position, the more your money management skills will come into play. It's never easy to predict what anyone else will do, but unless you have collections that have never been satisfied and you're applying for a "cashier" type position, it might not cause them to withdraw the job offer.
2006-09-01 20:15:36 · answer #2 · answered by busymom 2 · 0⤊ 0⤋
First, certain. Age will be checked. 2d, age discrimination won't be able to ensue except the state's complicated artwork regulation facilitates employment on the certain age in question. toddler complicated artwork guidelines were upheld as a valid thanks to guard the more youthful, a lot less experienced, and chance free youthful little ones from exploitation via the older, wiser, and a lot less scrupulous adults. they're an exception to the idea of age discrimination. more effective probable, I (at age 60) ought to have a lawsuit accessible if my boss fired me because they needed someone youthful. that ought to nicely be age discrimination.
2016-12-06 03:33:47 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Depends on how far past due they are. Did they end up in collections? If so, that might hurt your chances. If they were only 30 or 60 days late, but have been satisfied, it shouldn't prevent you from being hired...
2006-09-01 19:50:54 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You should be offered the job( I would give it 2 u if I ws recruiting)....How are ya gonna clear ur pending dues if u dont get paid ?
2006-09-01 19:53:32 · answer #5 · answered by daffy duck 4 · 0⤊ 0⤋
75% of americans are in debt. I don't think it will hurt as long as you tell them you are taking care of it.
2006-09-05 15:52:29 · answer #6 · answered by Mr.Morgan 4 · 0⤊ 0⤋
no history is bad history
i dont think you'll get it
2006-09-01 19:48:57 · answer #7 · answered by cosmic_convoy 3 · 0⤊ 0⤋