I need information on finding a lender. my credit is not good at all. I just need help in getting a loan to pay off my debts. I have a good job but no one will help.
2006-09-01 04:31:35 · 7 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Think about what you just asked... "I need a loan to get out of debt..." Hmmm... If a boat is sinking, you don't help matters by putting more water in the boat!
I think if you are in debt to the point that managing it has become too tough, I think I'd consider contacting a credit counseling service. They can often develop a "repayment plan" (which I think is what you are really after), while redicing the interest you are currently paying on your debt. It will effect your credit, true, but you said your credit already has issues. Plus, this will show that you DID pay off your debts and will look better than continuing to flounder in bad credit.
Make sure you are dealing with a reputable agency. Here are some links to get you started...
2006-09-01 04:47:05 · answer #1 · answered by todvango 6 · 0⤊ 0⤋
that the is the worst thing you could do, using a loan to pay another loan, you do nothing about it. The loan still exist, and it still bite you in the butt. If you have good job, cut down spending, control the urge buy new cloth,drink latte every day, eat out, cut down calble bills or sateliite bills, some where a long the line, you find something to cut to paying off the debt
Set aside about 1000-2000 in case your car broke down, house have leak, doctor appointment that stop the credit card cycle.
after that seat aside 10-15% of your pay to 401k or Roth IRA, PAY YOURSELF FIRST. in the meantime, learn how to invest properly. I could do it so can you
Yes you could learn invest by yourself. it is your money, you should know how to do with it. for starter check this site out.
http://www.pathtoinvesting.org/index_fla...
http://www.stockcharts.com
http://www.streettalklive.com>... university. a lot amount of information. It will serve you well
I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:
fundamental analysis==(economic data,finincial health, management, business model, competetion)>>what to buy
technical analysis==(chart+indicator)>> when to buy
Sentiment/schycho analysis==>>mood of investor, Contrarian point of view.
Market cycle===>> check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live
At the age of 32. my 401k is amassed 73,000.00 and 30000.00 in taxble account. by follow simple rule
2006-09-01 05:52:16 · answer #2 · answered by Hoa N 6 · 0⤊ 0⤋
Check Into Cash, Payday Loan, Lending Tree,even americandebtgroup.com ;it actually all depends on where you are located. Check your telephone listings,watch TV for debt ads(there are plenty),and even surf the net.
2006-09-01 04:37:26 · answer #3 · answered by Joyce G 2 · 0⤊ 0⤋
Depending on how much money you need to borrow, you may be able to get a personal loan from the bank that you do your banking with.
2006-09-01 05:18:32 · answer #4 · answered by Anonymous · 0⤊ 0⤋
GET ALL FREE INFORMATION ABOUT LOANS AND PERSONAL FINANCE-
http://freewebs.com/freeloaninfo
AND ALSO
START EARNING ON COMPUTER USING YOUR INTERNET
FREE INFORMATION
NO REGISTRATION FEES NO SCAM
http://freewebs.com/moneyemoney
http://freewebs.com/moneyecomp
2006-09-05 04:28:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Try the links in http://www.freewebs.com/efinans/
2006-09-01 07:08:49 · answer #6 · answered by Anonymous · 0⤊ 0⤋
try prosper.com
2006-09-01 05:06:14 · answer #7 · answered by LB 6 · 0⤊ 0⤋