2006-08-31 03:20:55 · 20 answers · asked by jhaiop 1 in Business & Finance ➔ Personal Finance
go to www.annualcreditreport.com it is required by law that all three company's give you one a year for free but you will have to pay for the credit score but not the report its self OK all the others only say there free and they are during your trial membership but before you can view it at one of the others you have to give them a credit card # so i only go to the one i told you about because its free
2006-08-31 03:26:58 · answer #1 · answered by chloe dog 2 · 0⤊ 0⤋
There are no real "free" credit reports online.
freecreditreport.com requires that you sign up for a credit monitoring service that costs $69.00 per year, then you can view your credit report, which is considered free.
Since you have 30 days before they charge you for the service, you can cancel your subscription to the service by calling their toll free number. Once you do that, you can consider that the credit report you received was "free".
You are entitled to a free credit report if you have been denied credit (applying for a new credit card, charge account, etc.) in the past 30 days. If this has happened to you, the top three credit reporting agencies are: Experian, Equifax and TransUnion. If you have been denied credit, you may contact any of these reporting agencies for a free credit report, to find out why you were denied credit.
2006-08-31 03:30:20 · answer #2 · answered by robsrecordbin 2 · 0⤊ 0⤋
you can go to any of the three major credit reporting agencies (Equifax, Experian and Trans Union) and obtain 1 credit report per year. You have this right because it is federal law. The Annual Credit Report website should get you started, as it is a government controlled website.
https://www.annualcreditreport.com/cra/index.jsp
Here are the links to the Credit Reporting Agencies:
http://www.equifax.com
http://www.experian.com
http://www.tuc.com
Check with your local state laws, because some states don't allow you to obtain one online (I know Maryland is one of them). Instead you must call 1-877-322-8228 for your request.
2006-08-31 03:23:32 · answer #3 · answered by C_Ras 3 · 0⤊ 0⤋
you could honestly get a loose credit checklist from a million of the three credit Bureau's, Experian, Trans Union and Equifax. only call. each and each provide you with a loose credit checklist a twelve months, so which you will get one three times a twelve months. the only issues is they gained't supply you the credit with out paying a small fee.
2016-10-01 03:16:12 · answer #4 · answered by ? 4 · 0⤊ 0⤋
http://www.annualcreditreport.com is the only no strings website that will allow you to obtain your once a year freebie from ALL three of the major bureaus. This makes it a lot easier. IF you want your FICO score, that costs money. No one gives that one for free.
2006-08-31 03:28:05 · answer #5 · answered by Lori A 6 · 0⤊ 0⤋
Get a providian credit card ( they will do it for free)
the web sites want to sell your info to everyone
2006-08-31 03:23:17 · answer #6 · answered by Anonymous · 0⤊ 0⤋
www.annualcreditreport.com.
I tried www.freecreditreport.com but it wasn't free you had to put in your credit card number for a trial period. However, I have gotten my report for free, no strings attached, no credit card necessary from annualcreditreport.com.
2006-08-31 03:27:04 · answer #7 · answered by Coco 5 · 0⤊ 0⤋
just type in *annual credit report*....you're suppose to be able to see your credit report once a year for free...it's the law
2006-08-31 03:23:21 · answer #8 · answered by Smiles 4 · 0⤊ 0⤋
Go to freecreditreport.com and take the free trial and then cancel before your 30 days are up and its absolutely free.
2006-08-31 03:23:34 · answer #9 · answered by Nat-rabit 1 · 0⤊ 0⤋
CAUTION link above ain't free--www.annualcreditreport.com is the free site set up under federal law AND THE ONLY FREE ONE !!!www.annualcreditreport.com ( this stupid thing is cutting off the answer !
2006-08-31 03:22:32 · answer #10 · answered by Anonymous · 0⤊ 0⤋