I'm looking for a personal loan to pay off my credit cards, but I've been having difficulty getting a loan. My credit score is 560 with some history (3 months ago) of late payments, but I have a very steady job and I was wondering if there were any places that did such a thing.
2006-08-31 02:30:13 · 4 answers · asked by Nick 1 in Business & Finance ➔ Personal Finance
go to your local credit union. and maybe get your maths in gear to stop this slide into financial mismanagement!
2006-09-03 23:15:22 · answer #1 · answered by Anonymous · 0⤊ 0⤋
With a credit score of 560, you might also try a few finance companies (American General, Wells Fargo Financial, etc) They will do personal loans, but not very cheaply. But if you are consolidating enough debt, it just may be a good alternative.
2006-08-31 03:36:35 · answer #2 · answered by Julio R 1 · 0⤊ 0⤋
If the company you work for has a credit union, you might be able to get a loan there where they would take the payments right out of your paycheck.
2006-08-31 09:05:38 · answer #3 · answered by Judy 7 · 0⤊ 0⤋
Talk to your bank. If you can get EFT for your paycheck, then they can take their loan payment off the top.
2006-08-31 02:37:18 · answer #4 · answered by Fredd Pace 1 · 0⤊ 0⤋