My husband want to be a police officer but he doesn't have good credit. Is there anything that he can do to get on the force? He has things in collections and college loans that he cannot afford to pay off.
2006-08-30 13:50:55 · 13 answers · asked by Monique 3 in Business & Finance ➔ Careers & Employment
I don't think you have to have A-1 credit. I've never seen good credit as a requirement.
2006-08-30 13:53:08 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Well it makes perfect sense doesn't it.?
An officer of the law must demonstrate he is a law abiding and responsible citizen Why would your country's law enforcement agencies hire personnel with serious debt problems? Putting them at high risk for temptation. Being in collection is proof that a candidate is not worthy of trust by the citizenry at large..
It is not a critisism...it is a fact of life. He will have to clear up his collection problems so that he could honestly report he is making the grade. To do otherwise, like lie on a form, would be cause for immediate dismissal if found out later. He should seek a financial counsellor to do what he knows he has to do.
2006-08-30 21:16:44 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I suggest that your husband gets a job other than a police officer to pay off some of his outstanding balances.
It is not required to have great credit to become a police officer but some agencies to do some credit checks to verify that you have a reputable financial background because that indicates your degree of responsibility.
But to answer your question. NO, generally, as along as you are free from a felonious/misdemeanor background and you have substantial background in education/experience, then you are qualified to take the tests that are administered by agencies.
2006-08-30 20:56:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I once applied for the LAPD. I owed about 1000 dollars to different creditors, and I had to pay them off before being considered a canidate for the LAPD. Before you become a police officer, you must have no big debts.They also have that rule in order to get the best people. Owe alot of money=can't trust you
2006-08-30 21:00:34 · answer #4 · answered by j_rodriguez200 2 · 0⤊ 0⤋
Yeah tell him to write a letter to anyone that sends a collection notice besides the college loan, of course and deny the charges as fraudulent, that will then go on your credit report and rectify it. Do find a way to pay off the student loans, whatever that takes if you want to be in law enforcement, it is a strong point to be upstanding, in every way.
2006-08-30 20:55:23 · answer #5 · answered by mspriveye 6 · 0⤊ 1⤋
Police officers are hired on a lot of criteria, including good moral character. Bad credit is considered a character flaw: if the person cannot follow through on financial obligations he made, he probably won't follow through on the oath of the office he's seeking.
Bad credit usually means bad character. He probably will not be considered for a police officer's position.
2006-08-30 20:54:50 · answer #6 · answered by Stuart 7 · 0⤊ 2⤋
It will depend on the agency he is applying for. Most departments factor a credit rating in when making employment decisions.
2006-08-30 20:55:14 · answer #7 · answered by Evil Homer 4 · 0⤊ 0⤋
Not necessary, but one has to have a good explanation.
Police agencies do not want officers taking bribes or kickbacks due to bad credit.
2006-08-30 20:56:41 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Most employers want to see 700 plus, it shows responsibility...I don't know why that wouldn't be a requirement for a postion of trust like police
2006-08-30 20:54:49 · answer #9 · answered by Anonymous · 0⤊ 0⤋
he can have bad credit but he has to explain how he got into troble and how he will fix the problem. For instant he can say he plans to clear up all his debt in 10 years. or he's in the middle of taking care of it and explain how...good luck
2006-08-30 20:55:22 · answer #10 · answered by Mr.Morgan 4 · 0⤊ 0⤋