A mistake is made in the amount of a check (number amounts differ) can it be cashed? What amount governs?

Question

The numbers written on the check are $1,240.90 The spelled out amount is Twelve hundred and forty. Can the check be cashed and for what amount?

Answer 1

According to the UCC (Uniform Commercial Code) Article 3 - NEGOTIABLE INSTRUMENTS -paragraph 3-114L: Contradictory Terms of Instrument:
If an instrument contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers.

This is the law. The bank would go by the handwritten words over the printed numbers.

Answer 2

When there are discrepencies on a check between the written amount and the enumerated amount in the box, the written amount prevails.

Good tellers are supposed to check BOTH the written amount and the amount in the box for agreement. However, in their hurry to service customers or in their sheer laziness, this does not always happen.

However, to argue over $0.90 would be a bit counterproductive. You would spend more time in red tape than the amount of the discrepancy is worth.

Good luck.

Answer 3

Normally the bank/teller is supposed to go by the written amount. This is law and policy. Many times, however, the teller will not look at the written amount. I don't think your written and spelled amounts are different enough to matter. A larger sum would be a problem.
If there is a problem, the teller will let you know right then. Or at least they should.

Answer 4

Depends on the bank. I deposited a check that the amounts differed and my bank returned it to me. I had to have the person write another check. If they do cash it, it will probably be for the numerical amount.

Answer 5

Legally...the check will be cashed for the amount spelled out.

Answer 6

The banks will usually cash it for the amount of what is written first. In this case $1,240.90

Answer 7

It will be cashed for the amount that is spelled out

Answer 8

My bank goes by the written amount of the check. You may want to contact your bank and find out their policy.

Answer 9

by way of the time i'm getting domicile from paintings, i've got have been given in basic terms have been given a million.5-2 hours interior the previous i could opt to be in mattress, so in many circumstances i'm even if chewing on the main suitable of my dinner whilst i'm heading to the showering room to bathe up for mattress--i comprehend, it relatively is surely now no longer sturdy yet what are you waiting to do. On days i do now no longer paintings, I in many situations initiate up dinner at around 6pm yet do now no longer end for h ours, yet then that's often around 3 hours between whilst i ended eating and mattress. i do now no longer possibly snack in many situations, if I do this's in basic terms a yogurt. there are particular nutrition i visit't consume after approximately 2pm (any processed tomato products, citris, some thing acidic) or i bypass by way of with reflux all nigiht long no count what I do. Ever utilising actuality that i visit undergo in innovations, I consistently had to consume some thing interior the previous mattress--a bowl of cereal with i became a youthful, some thing or i ought to awaken indoors the path of the night from starvation and not be waiting to bypass decrease back to sleep (yet wasn't allowed to consume at that ingredient).

Answer 10

Somebody might accidently cash it, but it will come back and bite everybody in the butt.
You have to get it corrected first.