2006-08-28 23:02:24 · 9 answers · asked by noisy 2 in Business & Finance ➔ Personal Finance
go to an internet comparison site, such as approved.com or moneysupermarket.
Phone around quite a few companies and make sure they give you the exact details of how much you are expected to repay and over how many months.
The most important factor is the APR, as this figure can help you compare the rate of the loan. the APR tells you the interest rate which is the most important thing to consider when getting a loan, the lower the APR the better.
Also consider what happens if you cant keep up your repayments, the reputation of the company, any early exit fees etc.
Ask questions when you phone the companies and make sure you understand all the details, make them explain it to you again if you dont understand.
Good luck
2006-08-28 23:21:30 · answer #1 · answered by monkeynuts 5 · 0⤊ 0⤋
It depends on the type of loan you're looking for... but research available lenders, get the best rates available and use that knowledge when you're negotiating the terms of the loan.
2006-08-29 08:39:00 · answer #2 · answered by Adios 5 · 0⤊ 0⤋
try Kelkoo loans comparison. they get a data feed from defaqto - which is the same company that supplies IFAs in the UK. You will find every loan product on the market - including all those you find on moneysupermarket. see link below. happy searching!
2006-08-30 06:05:01 · answer #3 · answered by bruce f 2 · 0⤊ 0⤋
Try the website www.moneysavingexpert.com - I use this all the time. You get totally unbiased advice. Martin Lewis who runs the site is often on TV & Radio giving advice on the areas. Its a great website and all the research is done for you
2006-08-29 07:48:03 · answer #4 · answered by mr_steve_ellis 1 · 0⤊ 0⤋
SHOP SHOP SHOP around....let them no you are looking at other options. They need to know that "they" are not you ONLY alternative. And make sure it is a "FIXED" interest rate, not on that flucuates! Check more than one bank, too!
2006-08-29 08:26:57 · answer #5 · answered by Tracey H 2 · 0⤊ 0⤋
try them all at once and see what you get
http://www.nohasslebargains.com/loan/financing.html
Financing
Financial Services
2006-08-29 08:56:56 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Go to bankratemonitor.com to see what banks are asking.
2006-08-29 08:06:15 · answer #7 · answered by Anonymous · 0⤊ 0⤋
shop around, and counter-offer
2006-08-29 06:52:22 · answer #8 · answered by Anonymous · 0⤊ 0⤋
you could try something like moneysupermarket.
think its www.moneysupermarket.co.uk
2006-08-29 06:12:19 · answer #9 · answered by OriginalBubble 6 · 0⤊ 0⤋