Could a check drawn on an American bank be written in a foreign currency and used in another country? Couldn't

Question

I AM NOT PLANNING TO DO THIS. IT IS JUST FOR MY KNOWLEDGE.
1. An American credit card can be used in most countries in the currency of the foreign country.
2. An American check can be written in American dollars and used in a foreign country assuming someone will accept it and is willing to pay any charges.
3. So could I just cross off the word dollars and change it to something else and use it. This is assuming someone would accept it and is willing to pay any charges at their end. Just what are the legalities? Couldn't a bank just handle the exchange in the same manner as credit cards? Obviously there would be a service charge at this end.

Ignore that extra word at the end of the question. Don't know where it came from.

Concerning statement 2. I received a check from the UK in pounds and had no problem cashing it. What if the check indicated US dollars? Would either my bank say no or the issuing bank bounce it back?

Answer 1

Issuing bank will bounce it back.

As far as I know. If you have an account with Citibank in USA. then the check has to be written in US Dollars. If you have an account with Citibank in London. Then you have to write the check in British Pounds.

I am telling with with my own personal experience.

Answer 2

No, you can't cross off the word dollars! The check clearly specifies the currency in which it is going to be paid. But there are foreign banks that handle accounts in different currencies and will issue checks to that specific currency.

Answer 3

Absolutely not! Currency exchange rates fluctuate and crossing out the word "dollars" and substituting something like "pounds" or "euros" doesn't adjust for this.

And the bank that the check is drawn on will bounce it, which will cost you and the one you wrote it to fees!

Answer 4

yes