Does anyone have data on the cost of a hybrid?

Question

For instance a comparison of the 2006 Honda Civic Sedan Vs. a 2006 Honda Hybrid. Preferably a side by side graph. Taking in to consideration the monthly car payment, fuel costs per month, and an average fuel cost adjusted for time.

Answer 1

Try asking on a Honda group, such as:
http://autos.groups.yahoo.com/group/honda-hybrid/
http://www.greenhybrid.com/discuss/honda-civic-hybrid.012.html

Insurance (assuming that you don't go with Travelers or another company that gives discounts for hybrids) should be about the same.

Maintenance is about the same.

Emissions are usually worse in the gasoline-only Civics, as opposed to the AT-PZEV Civic hybrid or GX (natural gas) versions. But it is difficult to put a price on lowered pollution.

So the main questions are in
* purchase price (assuming that you are looking at a similarly-equipped gas-only civic)
* amount of hybrid incentives (US Federal income tax credit of $2100 for a 2006, plus whatever state tax credits/deductions/reduced sales tax or single-occupant HOV privilages or reduced tolls)
* whatever financing rates you can find for both
* amount of driving you do, to compare the fuel economy of both vehicles, and current gasoline costs. (Use http://www.fueleconomy.gov/feg/bymodel/2006_Honda_Civic.shtml for comparisons, use today's data for gasoline because who knows what the price will be later...)
* Depreciation. (The hybrids tend to hold their value a little better than a gas-only vehicle, so better trade-in (less depreciation).)

If you were just comparing purchase price of similarly-equipped Civic gasoline-only to the HCH, and you lived in Colorado, Toyota/Colorado says that the initial price difference is $3,375 more for the hybrid.
http://www.revenue.state.co.us/fyi/html/income09.html
Subtract the US Federal income tax deduction for newly purchased hybrids, at $2100 for the HCH, and that differerence in initial purchase price is $1275.
http://www.irs.gov/newsroom/article/0,,id=157557,00.html
http://automobiles.honda.com/models/clean_fuel_tax_info.asp?ModelName=Civic+Hybrid
Base automatic gas-only Civic gets 34MPG combined according to the EPA, whild the HCH is 50MPG combined.
$1275 buys you 510 gallons of $2.50/gallon of gasoline.
By my calculations:
54188 miles @ 34MPG = 1594 gallons of gasoline
54188 miles @ 50MPG = 1084 gallons of gasoline
for a difference of 510 gallons to break even on purchase price using only the US federal income tax credit, and gasoline at a stagnant $2.50/gallon.