i was a pedestrian struck by a car, (3) questions i need answers to?

Question

1. what information must be given to the insurance company?

2. what information need not be given?

3. what information should never be given?

Answer 1

1. your insurance or their insurance?
2. are you kidding us, you are really asking these questions?
3. what?

Ok seriously. You tell them who hit you, what you were doing and when you were doing it. Not sure where you're at, but in the US, pedestrians ALWAYS have the right of way. Unless there are mitigating circumstances (you were running away from committing a crime, you were skateboarding out between 2 parked cars, etc).
you only answer yes or no questions, and you can always say "I cannot recall at this time" if you dont want to answer. And never admit you were drunk or stoned.

Answer 2

don't get a lawyer until you deal with the insurance company first. give them a chance, don't sign anything until you have reached an agreement on how much money you will need. gather all of your medical bills, a report from your doctor as to your injury ( it needs to include how long it will take you to recover fully, any future disability, estimate of future medical bills, scaring etc) You also need to have proof of how much you lost from work. each state is different but you have at least a year and probably 2 to settle with the insurance company. It probably won't take that long. Be polite and professional with the adjuster. You'll probably be the only nice person he/she has spoken to in a month. Most are good people and will try to work with you and explain what you need. If it turns out that he or she is not you can always get a lawyer, just remember, a lawyer is going to take 33% of the settlement plus his costs if you settle without a trial plus or 50% if you settle with trial plus his costs(court fees to xerox copies ) so when you negotiate a settlement keep that in mind. If you go to a lawyer ask him/her to give you a guarantee (written ) that you will get more than what the insurance company is offering. Be realistic in what you ask for for pain and suffering.

Answer 3

Well, I'm guessing by your question that it was your fault, not theirs, so if you don't want to "pay the piper", your answers should be:

1: I was just walking (OK to walk light was on, you were on the sidewalk, etc.), and this LUNATIC just came out of nowhere and hit me! (Add a lot of painful facial expressions, winces and owwwws for effect).

2: Whatever makes you look like you may be guilty - make up a story and be consistent.

3: Never admit fault.

Not that I would do these things, but I have my own axe to grind with someone who hit me in my car and lied about it. Good luck. (And yes, this IS MY OWN PRIVATE THERAPY BOARD....kidding).

Answer 4

Hire an ambulance chaser for all the above direct all talk to the attorneys office. Get a big settlement try to do it your self and big insurance will just laugh at you. Make sure the neck brace and crutches are used at all times. Cameras private investigators will be watching to dis prove your injurys

Answer 5

Talk to a lawyer. In some cases, withholding information from an insurance company (if you are making a claim) can be construed as fraud.

Answer 6

First of all...are you OK?
1. all of it
2. ?
3. ?

If you were involved in an accident you should always tell all the details. If not you could be obstructing justice.

Answer 7

1.what was happened!
2.Something like: I was so afraid!
3.If it is your fault, everything!