My boyfriend and I found out not too long ago that I am pregnant, we plan to marry before the birth. Will I be covered on his insurance once married or will my pregnancy be deemed as a pre-existing condition? Any info is appreciated! Thanks!
2006-08-26 05:53:47 · 0 answers · asked by sparklysparky 1 in Pregnancy & Parenting ➔ Pregnancy
It's a federal law that pregnancy can NOT be considered a pre-existing condition. There are a few loopholes, but they're very obscure. Once you're married, you can be on his insurance. Just make sure his employer's insurance policy offers maternity and well-baby coverage.
You can do some research on this. This pre-existing condition rule is part of HIPAA. (Sorry, I would look it up for you and post the link, but I hear my 2 1/2 year old waking up from his nap!)
2006-08-26 05:58:32 · answer #1 · answered by brevejunkie 7 · 1⤊ 0⤋
Depends on the policy. Get added to it NOW and read the fine print later. Most policies have a 6 month delay for pregnancy coverage. At least the delivery is covered that way and that is the major cost.
Start your vitamins - folic acid etc. Pre natals are vital to you and the baby's health.
2006-08-26 06:01:19 · answer #2 · answered by Kirk M 4 · 0⤊ 0⤋
Pre existing
2006-08-26 05:56:32 · answer #3 · answered by rye252000 3 · 0⤊ 0⤋
It depends on his insurance company.
We have Cigna and they don't cover maternity. My daughter is covered on our plan, but they turned down all claims for the pregnancy.
We had to get her on Medicaid. We qualified and my husband makes $38,000 annually. ($3167/monthly, $732/weekly). We have 4 people in our household total.
Pregnancy Medicaid uses a different income limit than does the program for children. Try applying for Pregnancy medicaid now and don't worry about the insurance until the baby is born. And, if you qualify for Medicaid, you will qualify for WIC.
2006-08-26 06:15:43 · answer #4 · answered by Regina R 3 · 0⤊ 0⤋
I would consider checking with your boyfriend's insurance company first. Usually this is pre-existing but it never hurts to find out.
2006-08-26 05:59:10 · answer #5 · answered by lotts_creek_lady 1 · 0⤊ 0⤋
Ukranian Or Russian Mobsters Do the Trick Nicely !
P.S. And Congratulions on Your Pregnancy, Good Luck !
2006-08-26 05:56:17 · answer #6 · answered by Spaghetti MY 5 · 0⤊ 0⤋
For free insurance quotes
2014-12-30 14:43:21 · answer #7 · answered by ? 1 · 0⤊ 0⤋
pre-existing because you got pregnant before he put you on insurence.. do u have insurence???? if not try state insurence it could atleast cover you until you have the baby...
2006-08-26 05:58:36 · answer #8 · answered by jennifertrinitysky 4 · 0⤊ 0⤋
Dun think or worried too much... just called up your bf or ur own insurance agent and ask them directly. Tat's what your agent is being paid for! He / she is the best person to know his policy content and the right person to advise accordingly :)
2006-08-26 06:07:26 · answer #9 · answered by rainbow1215 1 · 0⤊ 0⤋
Congrats!
Depending on he Insurance that he has.
He could add you now as his wife.
Then you wouldn'th have to worry about it.
Call the 800 number on the back of his membership card.
Member services.
There are ways around everything.
Have him add you now!!!
2006-08-26 05:56:07 · answer #10 · answered by Lucy Lu 4 · 0⤊ 0⤋