Is paying rent your priority?

Question

My hubby just informed me that he has been saving to get me a car and the guy selling it is letting it go cheap and he needs to get rid of it soon. Therefore my hubby thinks we should let our rent slide to put the money towards this car. Rent will be overdue by 2 months if this happens! I've tried to talk him out of it but I'm not having much luck. Any ideas how to handle this with him and how do I explain this to our landlord? Please help!

Answer 1

Your question is more for a marriage counselor than in the area of personal finance and real estate.

Your landlord is in the position to evict you and your family right now and dependent on the area you live, you would be out on the street in as little as 10 days.

Is there really anything else to consider?

As in many things in life, priorities are personal, it appears that your hubby's priorities are purely selvish and have no consideration for you and or your landlord's.

In light of the so called good deal with the car, it has been my experience that so called once in a lifetime opportunities, happen about once a month, so a great deal will show up in due time and when more appropriate.

My advise, "Marriage Counseling" and I mean that in all seriousness and respect for your situation


Good Luck

Answer 2

If your husband is going to allow your rent to slide, against your wishes, then let HIM do the talking to the landlord. Why should you have to deal with the horrid aftermath? I'm sure he means well, getting you wheels, but how much harder will that make it for you two to catch up on the rent? It's more important to have a roof over your head, while SAVING for a car. There will be other cars for sale, this isn't the last car on earth. Is it absolutely mandatory that you have a car right now? From what you've written, that doesn't seem to be the case. Explain this to your husband, let him know that you cannot allow this to happen as your already one month behind on rent. Maybe he'll understand your logic.

Answer 3

Paying your rent on time is very important not only to your well-being but to your landlord's. They more than likely depend on that money to pay the mortgage on the property, and the such. Pay your rent IN FULL and negotiate with the seller of the car to make monthly payments. Or....borrow the money for the car thru a personal loan at your bank or other lending institute, they will probably use the car for collateral. If you have above average credit or decent credit this should not be a problem.

Answer 4

Very few landlords let people get two months past due without starting eviction proceedings. There is no "explaining" it to your landlord. They are entitled to their rent period, and are under no obligation to wait more than a few days for it.

Is this car worth being homeless over?

Your husband has some issues that need to be addressed. He is making really poor decisions that show he has no common sense or critical thinking skills. The fact that you are considering it as a serious possibility does not look too good either. Do you really want to live like that?

Answer 5

Yes, rent is priority, unless you want the roof over your head to be a car! Unless your landlord is your mother than you should pay up, it's not fair to them. I'm a landlord and I would feel very disrespected if that were to happen to me! PAY YOUR RENT!

Answer 6

I am a landlord and I assure you, you will have no roof over your head if you don't pay your rent, so you better hurry up and buy that car so you will have some place to live. Have a good day.

Answer 7

If you live in the upper midwest like minnesota like I do house payments or rent are priority with winter coming. It gets damn cold outside when you don't have a place to live.

Answer 8

hope your new car is roomy, sounds like you'll be relocating very soon.